607 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 607 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,865 sqft · built 1920
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Tax Bill	$5,356 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3007048`

Property Details

APN / Parcel Number

Primary APN	`D029 3007048`
Alternative APN	`146732`

Interior

Stories	1 Story
Building Area	1,865 sqft Living Area
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Utility Building	96 sqft

Location & Zoning

Street Address	607 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT, LOT 85 & W/2 86, ACRES .1791
Legal Subdivision	BELMONT
Legal Lot Number	85
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

Source: Grayson County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5800 THOROUGHBRED TRL, DENTON, TX 76210-0432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Apr 27, 2023	Warranty Deed, Transfer
Nov 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage ECF FUND I LLC
May 6, 2021	Vendor's Lien, Transfer · Commercial Mortgage HL VENTURES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023
Deed Sale	Apr 27, 2023
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202310825
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	0000026776
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	607 E MONTEREY ST, DENISON, TX 75021-6461
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 THOROUGHBRED TRL, DENTON, TX 76210-0432

Mortgage

Document Number	0000011358
Date	May 2, 2023
Instrument	2023-11358

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 27, 2023
Property Address	607 E MONTEREY ST, DENISON, TX 75021-6461
Document Number	0000010825
Map Reference	VOL 254 PG 255
Instrument Date	Apr 27, 2023
Instrument	2023-10825
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5800 THOROUGHBRED TRL, DENTON, TX 76210-0432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 THOROUGHBRED TRL, DENTON, TX 76210-0432

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	607 E MONTEREY ST, DENISON, TX 75021-6461
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 THOROUGHBRED TRL, DENTON, TX 76210-0432

Mortgage

Document Number	0000037285
Date	Nov 2, 2021
Instrument	2021-00037285

Lender

Name	ECF FUND I LLC
Type	Non-Lending Institution
Address	BROOKLYN, NY 11235

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 6, 2021
Property Address	607 E MONTEREY ST, DENISON, TX 75021-6461
Document Number	0000014914
Map Reference	VOL 254 PG 255
Instrument Date	Apr 30, 2021
Instrument	2021-00014914
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 533, LEONARD, TX 75452-0533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WOODMOOR CIR, LUCAS, TX 75002-7407

Mortgage

Document Number	0000014915
Date	May 6, 2021
Instrument	2021-00014915

Lender

Name	HL VENTURES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,356.00 (-13.74%)	$231,051 (-19.35%) Land $40,170 Building $190,881	$231,051 (-19.35%) Land $40,170 Building $190,881
2024	$6,209.00 (+307.68%)
2023		$286,493 Land $49,842 Building $236,651	$286,493 Land $49,842 Building $236,651
2022	$1,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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