6038 2nd Ave, Miamisburg, OH 45342 Property Records

Montgomery County property record for 6038 2nd Ave, Miamisburg, OH 45342

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,479 sqft · built 1923
Lot Size	0.072 acres (3,149 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,829 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`K50 18421 0015`

Property Details

APN / Parcel Number

Primary APN	`K50 18421 0015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,149 sqft (0.072 acres)
Lot Dimensions	63 ft deep x 50 ft wide
Garage Area	160 sqft
Porch	Open Porch
Porch Area	304 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6038 2ND AVE
City	MIAMISBURG
State	OH
Zip	45342-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 CHAUTAUQUA
Legal Subdivision	CHAUTAUQUA
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2015
Census Tract	50600

Owner

6038 2nd Ave is owned and occupied by two individuals.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6038 2ND AVE, MIAMISBURG, OH 45342-5105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	6038 2ND AVE, MIAMISBURG, OH 45342-5105
Transaction Type	Mortgage
Record Updated	Jul 4, 2022
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6038 2ND AVE, MIAMISBURG, OH 45342-5105

Mortgage

Document Number	0000039208
Date	Jun 23, 2022
Instrument	2022-00039208

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	6038 2ND AVE, MIAMISBURG, OH 45342-5105
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016575
Date	Mar 1, 2021
Instrument	2021-00016575

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,420 Land $4,970 Building $38,450
2024	$2,829.00 (+1.58%)
2023	$2,785.00 (+35.46%)	$43,420 (+65.03%) Land $4,970 Building $38,450	$124,050 Land $14,190 Building $109,860
2022	$2,056.00	$26,310 Land $3,010 Building $23,300
2020			$75,180 Land $8,600 Building $66,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6038 2nd Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1986–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1992 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6038 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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