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6037 Gerald Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 6037 Gerald Rd, Ashtabula, OH 44004 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 2005
Lot Size5.19 acres (226,076 sqft)
Owner2 Company Names on File
Last Sale$260,000 (Feb 2024)
Tax Bill$7,167 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-009-00-001-00

Property Details

APN / Parcel Number

Primary APN48-009-00-001-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,232 sqft
1st Floor Area1,560 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area226,076 sqft (5.19 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address6037 GERALD RD
CityASHTABULA
StateOH
Zip44004-9450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT 12--14
Legal SubdivisionSAYBROOK
Legal Lot Number14
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group1
Census Block1001
Census Tract702

Owner

Source: Ashtabula County records · APN 48-009-00-001-00

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address6037 GERALD RD, ASHTABULA, OH 44004-9450
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Warranty Deed, Transfer · Conventional Mortgage
POLARIS HOME FUNDING CORP
Jun 23, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Prior SaleApr 04, 2005 · Amount on Record
Deed Document Number20241179
Deed Book / Page813 / 36
Prior Transfer DateFeb 12, 2024
Prior Transfer Doc0000001178
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateFeb 13, 2024
Property Address6037 GERALD RD, ASHTABULA, OH 44004-9450
Document Number0000001179
Book / Page813 / 36
Map ReferenceVOL 346 PG 1537
Instrument DateFeb 09, 2024
Instrument2024-00001179
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyTITLE PROFESSIONALS GROUP LT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6037 GERALD RD, ASHTABULA, OH 44004-9450

Mortgage

Document Number0000001180
DateFeb 13, 2024
Instrument2024-00001180
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address6037 GERALD RD, ASHTABULA, OH 44004-9450
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyTITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007641
DateJun 23, 2021
Book Page742/2020
Instrument202100007641
Lender
NameCOMMUNITY FIRST CU
TypeCredit Union
AddressASHTABULA, OH 44004
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,167.00 (+103.03%)$85,620 (+0.08%) Land $16,350 Building $69,270$244,600 (+0.08%) Land $46,700 Building $197,900
2023$3,530.00 (+23.43%) Homeowner's exemption$85,550 (+37.94%) Land $16,280 Building $69,270$244,400 (+37.92%) Land $46,500 Building $197,900
2022$2,860.00 Homeowner's exemption$62,020 Land $12,530 Building $49,490
2020$177,200 Land $35,800 Building $141,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070007021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2002, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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