Ashtabula County property record for 5945 Gerald Rd, Ashtabula, OH 44004 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 2005 |
| Lot Size | 2.52 acres (109,989 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jun 2022) |
| Tax Bill | $7,530 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2020 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009-00-001-04 |
| Primary APN | 48-009-00-001-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 109,989 sqft (2.52 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5945 GERALD RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-9450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 14 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 14 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702 |
Source: Ashtabula County records · APN 48-009-00-001-04
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5945 GERALD RD, ASHTABULA, OH 44004-9450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE ANDOVER BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW FCU |
| Oct 25, 2019 | Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage MYCUMORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Document Number | 20226670 |
| Deed Book / Page | 774 / 290 |
| Prior Transfer Date | Oct 17, 2019 |
| Prior Transfer Doc | 0000010881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jun 22, 2022 |
| Property Address | 5945 GERALD RD, ASHTABULA, OH 44004-9450 |
| Document Number | 0000006670 |
| Book / Page | 774 / 290 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 202200006670 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | FRANKLIN BLAIR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5945 GERALD RD, ASHTABULA, OH 44004-9450 |
| Investor | Possibly a Property Investor |
| Document Number | 0000774293 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 774/293 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 5945 GERALD RD, ASHTABULA, OH 44004-9450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000010943 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 721/2609 |
| Instrument | 202000010943 |
| Name | LAKEVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Oct 25, 2019 |
| Property Address | 5945 GERALD RD, ASHTABULA, OH 44004-9450 |
| Document Number | 0000010881 |
| Book / Page | 000695 / 000606 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 10881 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | HALLMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5945 GERALD RD ASHTABULA OH 440049450, ASHTABULA, OH 44004-9450 |
| Document Number | 10882 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 000695/000609 |
| Instrument | 10882 |
| Name | MYCUMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BEAVERCREEK, OH 45431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Oct 10, 2017 |
| Property Address | 5945 GERALD RD, ASHTABULA, OH 44004-9450 |
| Document Number | 0000010143 |
| Book / Page | 000646 / 000265 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 10143 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5945 GERALD RD ASHTABULA OH 440049450, ASHTABULA, OH 44004-9450 |
| Document Number | 10144 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 000646/000268 |
| Instrument | 10144 |
| Name | MYCUMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2047 |
Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,530.00 (+81.45%) | $89,960 (-) Land $11,870 Building $78,090 | $257,000 (-) Land $33,900 Building $223,100 |
| 2023 | $4,150.00 (+19.42%) Homeowner's exemption | $89,960 (+38.7%) Land $11,870 Building $78,090 | $257,000 (+38.69%) Land $33,900 Building $223,100 |
| 2022 | $3,475.00 Homeowner's exemption | $64,860 Land $9,100 Building $55,760 | |
| 2020 | $185,300 Land $26,000 Building $159,300 |
Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070007021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2002, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 25% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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