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5935 Gerald Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 5935 Gerald Rd, Ashtabula, OH 44004 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 2,128 sqft · built 2005
Lot Size5.72 acres (249,250 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jul 2019)
Tax Bill$9,367 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-009-00-001-01

Property Details

APN / Parcel Number

Primary APN48-009-00-001-01

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,128 sqft Living Area
Gross Area2,912 sqft
1st Floor Area2,128 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area249,250 sqft (5.72 acres)
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area144 sqft
Deck Area288 sqft
Patio Area288 sqft
Pole Barn960 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address5935 GERALD RD
CityASHTABULA
StateOH
Zip44004-9450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART LOT 14
Legal SubdivisionSAYBROOK
Legal Lot Number14
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group1
Census Block1001
Census Tract702

Owner

Source: Ashtabula County records · APN 48-009-00-001-01

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5935 GERALD RD, ASHTABULA, OH 44004-9450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · FHA Mortgage
THE HUNTINGTON NATIONAL BANK
May 31, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LAKEVIEW FCU
Jul 17, 2023Deed of Trust, Mortgage · Line of Credit
LAKEVIEW FCU
Jul 26, 2019Warranty Deed, Transfer · FHA Mortgage
THE HUNTINGTON NATIONAL BANK
Feb 28, 2017Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleFeb 28, 2017 · Amount on Record
Deed Document Number20197028
Deed Book / Page687 / 2247
Prior Transfer DateFeb 23, 2006
Prior Transfer Doc0000010853
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5935 GERALD RD, ASHTABULA, OH 44004-9450
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000256
DateJan 11, 2021
Book Page728/556
Instrument202100000256
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueAug 01, 2049

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5935 GERALD RD, ASHTABULA, OH 44004-9450
Transaction TypeMortgage
Record UpdatedMar 06, 2026
Title CompanyTITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005850
DateMay 31, 2022
Book Page772/984
Instrument2022-00005850
Lender
NameLAKEVIEW FCU
TypeCredit Union
AddressASHTABULA, OH 44005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2042

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5935 GERALD RD, ASHTABULA, OH 44004-9450
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006232
DateJul 17, 2023
Book Page799/1752
Instrument2023-00006232
Lender
NameLAKEVIEW FCU
TypeCredit Union
AddressASHTABULA, OH 44004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 16, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateJul 26, 2019
Property Address5935 GERALD RD, ASHTABULA, OH 44004-9450
Document Number0000007028
Book / Page687 / 2247
Instrument DateJul 26, 2019
Instrument201900007028
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyCHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000007029
DateJul 26, 2019
Instrument201900007029
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateFeb 28, 2017
Property Address5935 GERALD RD, ASHTABULA, OH 44004-9450
Document Number0000001938
Book / Page000630 / 002527
Instrument DateFeb 21, 2017
Instrument1938
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5935 GERALD RD ASHTABULA OH 440049450, ASHTABULA, OH 44004-9450

Mortgage

Document Number1939
DateFeb 28, 2017
Book Page000630/002530
Instrument1939
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2047

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,367.00 (+82.66%)$111,900 (-) Land $17,360 Building $94,540$319,700 (-) Land $49,600 Building $270,100
2024$5,128.00 (-0.66%) Homeowner's exemption$111,900 (-) Land $17,360 Building $94,540
2023$5,162.00 (-42.36%) Homeowner's exemption$111,900 (+38.34%) Land $17,360 Building $94,540$319,700 (+38.34%) Land $49,600 Building $270,100
2022$8,956.00 Homeowner's exemption$80,890 Land $13,370 Building $67,520
2020$231,100 Land $38,200 Building $192,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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