Ashtabula County property record for 6109 Gerald Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 2010 |
| Lot Size | 7.97 acres (347,391 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $32,000 (Aug 2005) |
| Tax Bill | $9,443 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009-00-001-02 |
| Primary APN | 48-009-00-001-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 2,742 sqft |
| 1st Floor Area | 2,034 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 347,391 sqft (7.97 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Stable | 484 sqft |
| Pole Barn | 1,728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6109 GERALD RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-9450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART LOT 14 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 14 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6109 GERALD RD, ASHTABULA, OH 44004-9450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2017 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit ANDOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2005 · Amount on Record |
| Deed Sale | Aug 19, 2005 · Amount on Record |
| Prior Sale | Apr 22, 2005 · Amount on Record |
| Deed Document Number | 200513282 |
| Deed Book / Page | 346 / 1537 |
| Prior Transfer Date | Apr 18, 2005 |
| Prior Transfer Doc | 0000005978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 6109 GERALD RD, ASHTABULA, OH 44004-9450 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011398 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 648/0438 |
| Instrument | 201700011398 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | ASHTABULA, OH 44005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 6109 GERALD RD, ASHTABULA, OH 44004-9450 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000013441 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 727/106 |
| Instrument | 202000013441 |
| Name | ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON, OH 44047 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,443.00 (+183.91%) | $112,810 (-) Land $20,090 Building $92,720 | $322,300 (-) Land $57,400 Building $264,900 |
| 2023 | $3,326.00 (-24.36%) Homeowner's exemption | $112,810 (+37.67%) Land $20,090 Building $92,720 | $322,300 (+37.68%) Land $57,400 Building $264,900 |
| 2022 | $4,397.00 Homeowner's exemption | $81,940 Land $15,440 Building $66,500 | |
| 2020 | $234,100 Land $44,100 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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