6018 Monarch Xing, Waterloo, IL 62298 Property Records

Monroe County property record for 6018 Monarch Xing, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details5 bd · 2,382 sqft · built 2024
Lot Size2.51 acres (109,336 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (Feb 2023)
Tax Bill$11,515 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Feb 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-04-449-006-000

Property Details

APN / Parcel Number

Primary APN10-04-449-006-000

Interior

Bedrooms5 Beds
Building Area2,382 sqft Living Area
1st Floor Area2,382 sqft
Basement Area2,382 sqft
Unfinished Basement2,382 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Stone
Lot Area109,336 sqft (2.51 acres)
Garage Area940 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address6018 MONARCH XING
CityWATERLOO
StateIL
Zip62298-6361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA2
Legal DescriptionLOT 6 16 WEST
Legal Range10W
Legal Township03S
Legal Section04
Legal Subdivision16 WEST
Legal Lot Number6
JurisdictionMONROE IL
Township / Civil Division12
Census Block Group1
Census Block1026
Census Tract600501

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6018 MONARCH XING, WATERLOO, IL 62298-6361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2023Deed of Trust, Mortgage · Line of Credit
FCB BANKS
Feb 16, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 15, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE BANK
Dec 13, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2023 · Amount on Record
Deed SaleFeb 16, 2023 · Amount on Record
Prior SaleFeb 15, 2022 · Amount on Record
Deed Document Number2023427951
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address6018 MONARCH XING, WATERLOO, IL 62298-6361
Transaction TypeMortgage
Record UpdatedJun 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000429238
DateJun 2, 2023
Instrument429238
Lender
NameFCB BANKS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateFeb 16, 2023
Property Address6018 MONARCH XING, WATERLOO, IL 62298-6361
Document Number0000427951
Map ReferenceDOC 398657
Instrument DateFeb 15, 2023
Instrument427951
Transaction TypeTransfer
Record UpdatedApr 3, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$157.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address718 KATIE DR, WATERLOO, IL 62298-1874

Transferred To (Grantee/Buyer)

NameVerified Name
Address7965 S VANDRIVER WAY, AURORA, CO 80016-7450

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateFeb 15, 2022
Property Address6018 MONARCH XING, WATERLOO, IL 62298-6361
Document Number0000422667
Map ReferenceDOC 398657
Instrument DateFeb 11, 2022
Instrument422667
Transaction TypeTransfer
Record UpdatedApr 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$136.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address718 KATIE DR, WATERLOO, IL 62298-1874
InvestorPossibly a Property Investor

Mortgage

Document Number0000422668
DateFeb 15, 2022
Instrument422668
Lender
NameSTATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.71%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateDec 13, 2020
Property Address6018 MONARCH XING, WATERLOO, IL 62298-6361
Document Number0000413320
Instrument DateDec 10, 2020
Instrument413320
Transaction TypeTransfer
Record UpdatedApr 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$133.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1701 FLORAVILLE RD, WATERLOO, IL 62298-3123

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5705 CARDINAL DR, WATERLOO, IL 62298-3293

Mortgage

Document Number0000413321
DateDec 13, 2020
Instrument413321
Lender
NameBANK OF BELLEVILLE
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,515.00 (+549.83%) Homeowner's exemption$209,250 (+621.55%) Land $29,000 Building $180,250$627,750 (+621.55%) Land $87,000 Building $540,750
2024$1,772.00
2022$29,000 Land $29,000$87,000 Land $87,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber
1,000 / 1,000

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