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603 Somerset Loop, Auburndale, FL 33823 Property Records

Polk County property record for 603 Somerset Loop, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,998 sqft · built 2006
Lot Size0.622 acres (27,103 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Jul 2018)
Tax Bill$2,978 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-27-33-302140-001100

Property Details

APN / Parcel Number

Primary APN25-27-33-302140-001100
Alternative APNs
  • 332725302140001100
  • 32725000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,998 sqft Living Area
Gross Area2,439 sqft
1st Floor Area1,998 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area27,103 sqft (0.622 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchScreened/Unfinished Porch
Porch Area244 sqft

Location & Zoning

Street Address603 SOMERSET LOOP
CityAUBURNDALE
StateFL
Zip33823-9529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOMERSET SUB PB 71 PG 28 LOT 110
Legal Range25E
Legal Township27S
Legal Section33
Legal SubdivisionSOMERSET SUBDIVISION
Legal Tract302140
Legal Block2
Legal Lot Number110
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2026
Census Tract13101

Owner

603 Somerset Loop is owned and occupied by an individual who bought it in July 2018.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address603 SOMERSET LOOP, AUBURNDALE, FL 33823-9529
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Feb 7, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANPAL
Jul 16, 2018Warranty Deed, Transfer · Conventional with PMI
FIDELITY BK MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2018 · Amount on File
Deed SaleJul 16, 2018 · Amount on File
Prior SaleOct 5, 2006 · Amount on File
Deed Document Number2018151153
Deed Book / Page10550 / 1011
Prior Transfer DateDec 30, 2005
Prior Transfer Doc0000090194
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateJun 26, 2026
Property Address603 SOMERSET LOOP, AUBURNDALE, FL 33823-9529
Document Number0000154030
Book / Page14054 / 1315
Instrument DateJun 14, 2026
Instrument2026154030
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 SOMERSET LOOP, AUBURNDALE, FL 33823-9529

Mortgage

Document Number0000154030,
DateJun 26, 2026
Book Page14054/1315
Instrument2026154030
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.36%
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address603 SOMERSET LOOP, AUBURNDALE, FL 33823-9529
Document Number0111442138
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address603 SOMERSET LOOP AUBURNDALE FL 338239529, AUBURNDALE, FL 33823-9529

Mortgage

Document Number0111442138
DateFeb 18, 2020
Book Page011144/002138
Instrument37355
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 17, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 16, 2018
Property Address603 SOMERSET LOOP, AUBURNDALE, FL 33823-9529
Document Number0105501011
Book / Page010550 / 001011
Instrument DateJul 12, 2018
Instrument151153
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address603 SOMERSET LOOP AUBURNDALE FL 338239529, AUBURNDALE, FL 33823-9529

Mortgage

Document Number105501012
DateJul 16, 2018
Book Page010550/001012
Instrument151154
Lender
NameFIDELITY BK MTG
TypeBank
AddressATLANTA, GA 30329
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 603 Somerset Loop was $2,978 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAuburndale City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,504 (+2.7%)$306,663 (-2.08%) Land $37,800 Building $268,863
2025$2,978.00 Homeowner's exemption$224,444$313,182 Land $37,800 Building $275,382
2023$2,812.00 (+2.85%) Homeowner's exemption$211,766 (+3%)$310,646 (+18.01%) Land $36,000 Building $274,646
2022$2,734.00 Homeowner's exemption$205,598$263,241 Land $29,700 Building $233,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Somerset Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Somerset Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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