Polk County property record for 613 Somerset Loop, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 2000 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Jun 2018) |
| Tax Bill | $2,181 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-33-302140-001180 |
| Primary APN | 25-27-33-302140-001180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,028 sqft |
| 1st Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 138 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Florida Room |
| Porch Area | 348 sqft |
| Shed | 1 Shed |
| Street Address | 613 SOMERSET LOOP |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET SUB PB 71 PG 28 LOT 118 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 33 |
| Legal Subdivision | SOMERSET SUBDIVISION |
| Legal Tract | 302140 |
| Legal Block | 2 |
| Legal Lot Number | 118 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 13101 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 SOMERSET LOOP, AUBURNDALE, FL 33823-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Jun 11, 2018 | Warranty Deed, Transfer · Conventional with PMI MIDFLORIDA CU ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on Record |
| Deed Sale | Jun 11, 2018 · Amount on Record |
| Prior Sale | Apr 1, 2016 · Amount on Record |
| Deed Document Number | 2018124170 |
| Deed Book / Page | 10513 / 406 |
| Prior Transfer Date | Apr 14, 2016 |
| Prior Transfer Doc | 0000124377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 613 SOMERSET LOOP, AUBURNDALE, FL 33823-9529 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 613 SOMERSET LOOP, AUBURNDALE, FL 33823-9529 |
| Document Number | 0000282374 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 11959/450 |
| Instrument | 2021282374 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 11, 2018 |
| Property Address | 613 SOMERSET LOOP, AUBURNDALE, FL 33823-9529 |
| Document Number | 0105130406 |
| Book / Page | 010513 / 000406 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 124170 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 613 SOMERSET LOOP AUBURNDALE FL 338239529, AUBURNDALE, FL 33823-9529 |
| Document Number | 105130407 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 010513/000407 |
| Instrument | 124171 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,181.00 (+6.29%) Homeowner's exemption | $175,778 (+5.99%) | $250,180 (+2.2%) Land $42,000 Building $208,180 |
| 2023 | $2,052.00 (+3.12%) Homeowner's exemption | $165,849 (+3%) | $244,805 (+19.64%) Land $40,000 Building $204,805 |
| 2022 | $1,990.00 Homeowner's exemption | $161,018 | $204,626 Land $33,000 Building $171,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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