Polk County property record for 600 Somerset Loop, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1988 |
| Lot Size | 0.449 acres (19,537 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,000 (Jul 2008) |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-33-302140-001120 |
| Primary APN | 25-27-33-302140-001120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,537 sqft (0.449 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|
| Street Address | 600 SOMERSET LOOP |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET SUB PB 71 PG 28 LOT 112 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 33 |
| Legal Subdivision | SOMERSET SUBDIVISION |
| Legal Tract | 302140 |
| Legal Block | 2 |
| Legal Lot Number | 112 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 13101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 600 SOMERSET LOOP, AUBURNDALE, FL 33823-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2008 · Amount on Record |
| Deed Sale | Jul 25, 2008 · Amount on Record |
| Prior Sale | Apr 18, 2008 · Amount on Record |
| Deed Document Number | 2008127127 |
| Deed Book / Page | 7684 / 2016 |
| Prior Transfer Date | May 30, 2007 |
| Prior Transfer Doc | 0000113678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 600 SOMERSET LOOP, AUBURNDALE, FL 33823-9528 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 600 SOMERSET LOOP, AUBURNDALE, FL 33823-9528 |
| Document Number | 0000262321 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 12436/893 |
| Instrument | 2022262321 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 600 SOMERSET LOOP, AUBURNDALE, FL 33823-9528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 600 SOMERSET LOOP, AUBURNDALE, FL 33823-9528 |
| Document Number | 0000047046 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 11593/875 |
| Instrument | 2021047046 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Nov 1, 2046 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,745 (+2.7%) | $247,431 (-0.12%) Land $42,000 Building $205,431 | |
| 2025 | $927.00 (+8.55%) Homeowner's exemption | $99,070 (+5.99%) | $247,720 (+2.1%) Land $42,000 Building $205,720 |
| 2023 | $854.00 (+4.4%) Homeowner's exemption | $93,474 (+3%) | $242,627 (+19.94%) Land $40,000 Building $202,627 |
| 2022 | $818.00 Homeowner's exemption | $90,751 | $202,286 Land $33,000 Building $169,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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