Polk County property record for 615 Somerset Loop, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 1988 |
| Lot Size | 0.335 acres (14,597 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,900 (Jan 2017) |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-33-302140-001190 |
| Primary APN | 25-27-33-302140-001190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| Gross Area | 2,078 sqft |
| 1st Floor Area | 1,618 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,597 sqft (0.335 acres) |
| Lot Dimensions | 146 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|
| Street Address | 615 SOMERSET LOOP |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET SUB PB 71 PG 28 LOT 119 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 33 |
| Legal Subdivision | SOMERSET SUBDIVISION |
| Legal Tract | 302140 |
| Legal Block | 2 |
| Legal Lot Number | 119 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 13101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 615 SOMERSET LOOP, AUBURNDALE, FL 33823-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GTE FIN'L |
| Jan 13, 2017 | Warranty Deed, Transfer · Conventional with PMI GTE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on Record |
| Deed Sale | Jan 13, 2017 · Amount on Record |
| Prior Sale | Aug 10, 2005 · Amount on Record |
| Deed Document Number | 20177747 |
| Deed Book / Page | 10038 / 1 |
| Transfer Doc | 3800001615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 615 SOMERSET LOOP, AUBURNDALE, FL 33823-9529 |
| Document Number | 0114821753 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 615 SOMERSET LOOP AUBURNDALE FL 338239529, AUBURNDALE, FL 33823-9529 |
| Document Number | 0114821753 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 011482/001753 |
| Instrument | 261992 |
| Name | GTE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 6, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 13, 2017 |
| Property Address | 615 SOMERSET LOOP, AUBURNDALE, FL 33823-9529 |
| Document Number | 0100380001 |
| Book / Page | 010038 / 000001 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 7747 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2017 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,119.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 615 SOMERSET LOOP AUBURNDALE FL 338239529, AUBURNDALE, FL 33823-9529 |
| Document Number | 100380002, |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 010038/000002 |
| Instrument | 7748 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,629 (+2.7%) | $265,514 (+1.9%) Land $42,000 Building $223,514 | |
| 2025 | $2,056.00 (+6.42%) Homeowner's exemption | $168,091 (+5.99%) | $260,561 (+1.84%) Land $42,000 Building $218,561 |
| 2023 | $1,932.00 (+3.15%) Homeowner's exemption | $158,596 (+3%) | $255,859 (+17.68%) Land $40,000 Building $215,859 |
| 2022 | $1,873.00 Homeowner's exemption | $153,977 | $217,411 Land $33,000 Building $184,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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