603 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 603 E Water St, Prospect, OH 43342

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,372 sqft · built 1937
Lot Size0.13 acres (5,659 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Mar 2025)
Tax Bill$1,858 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-0010018.500

Property Details

APN / Parcel Number

Primary APN27-0010018.500
Alternative APN
  • 050003300

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
1st Floor Area784 sqft
Upper Floors Area588 sqft
FlooringCarpet
Interior WallsBlock

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Construction TypeFrame
Roof MaterialSlate
Lot Area5,659 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address603 E WATER ST
CityPROSPECT
StateOH
Zip43342-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAST & DAVIS LOT 236 PG 15 101 1.00 185.00
Legal SubdivisionGAST & DAVIS
Legal Lot Number236
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1034
Census Tract10500

Owner

Source: Marion County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address100 E WATER ST, SANDUSKY, OH 44870-2524
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE UNION BK CO
Feb 16, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleAug 6, 1998 · Amount on Record
Deed Document Number20251448
Deed Book / Page1730 / 412
Prior Transfer DateMar 18, 2025
Prior Transfer Doc0017300412
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OH
Property Address603 E WATER ST, PROSPECT, OH 43342-9725
Document Number0015480880
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedMar 2, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 E WATER ST PROSPECT OH 433429725, PROSPECT, OH 43342-9725

Mortgage

Document Number0015480880
DateJan 19, 2021
Book Page001548/000880
Instrument446
Lender
NameTHE UNION BK CO
TypeBank
AddressCOLUMBUS GROVE, OH 45830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 18, 2031
Interest
Rate TypeAdjustable Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION OH
Property Address603 E WATER ST, PROSPECT, OH 43342-9725
Document Number0014230797
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 E WATER ST PROSPECT OH 433429725, PROSPECT, OH 43342-9725

Mortgage

Document Number0014230797
DateFeb 23, 2018
Book Page001423/000797
Instrument1137
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 22, 2033

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,858.00 (+12%)$46,360 (+34.53%) Land $7,650 Building $38,710$132,460 (+34.53%) Land $21,860 Building $110,600
2024$1,659.00 (+0.91%)$34,460 (-) Land $8,010 Building $26,450
2023$1,644.00 (-0.3%)$34,460 (-) Land $8,010 Building $26,450
2022$1,649.00$34,460 Land $8,010 Building $26,450$98,460 Land $22,890 Building $75,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MARION
private · serves 47,102 people · EPA ID OH5100414
Water SourceSurface water
Last State InspectionMar 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Bresco Broadband, Verizon.

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