Marion County property record for 510 E Water St, Prospect, OH 43342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,677 sqft · built 1880 |
| Lot Size | 0.183 acres (7,978 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $165,000 (Oct 2009) |
| Tax Bill | $3,412 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002001.4400 |
| Primary APN | 27-002001.4400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,677 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| 2nd Floor Area | 997 sqft |
| Upper Floors Area | 997 sqft |
| Flooring | Wood |
| Interior Walls | Block |
| Year Built | Built 1880 |
|---|---|
| Construction Type | Brick |
| Roof Material | Slate |
| Lot Area | 7,978 sqft |
| Lot Width | 50.3 ft Width |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 510 E WATER ST |
|---|---|
| City | PROSPECT |
| State | OH |
| Zip | 43342-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAST & DAVIS LOT 214 PG 9 101 2.00 144.00 |
| Legal Subdivision | GAST & DAVIS ADD |
| Legal Lot Number | 214 |
| Jurisdiction | MARION OH |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10500 |
Source: Marion County records, as of February 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 510 E WATER ST, PROSPECT, OH 43342-9724 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2009 · Amount on Record |
| Deed Sale | Oct 30, 2009 · Amount on Record |
| Deed Document Number | 0011110387 |
| Deed Book / Page | 001111 / 000387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION OH |
| Property Address | 510 E WATER ST, PROSPECT, OH 43342-9724 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015730449 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 1573/449 |
| Instrument | 2021-05189 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Marion County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Marion County |
| County Subdivision | Prospect Township |
| Municipality | Prospect Village |
| Unified School District | Elgin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,412.00 (+13.28%) | $83,190 (+36.24%) Land $9,290 Building $73,900 | $237,680 (+36.24%) Land $26,540 Building $211,140 |
| 2024 | $3,012.00 (+0.9%) | $61,060 (-) Land $9,740 Building $51,320 | |
| 2023 | $2,985.00 (-0.3%) | $61,060 (-) Land $9,740 Building $51,320 | |
| 2022 | $2,994.00 | $61,060 Land $9,740 Building $51,320 | $174,460 Land $27,830 Building $146,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 82 (1978–2025) |
| Claims Outside the SFHA | 7 of 82 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Bresco Broadband, Verizon.
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