601 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 601 E Water St, Prospect, OH 43342

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,701 sqft · built 1880
Lot Size0.131 acres (5,731 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Jul 2021)
Tax Bill$1,985 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-001001.8600

Property Details

APN / Parcel Number

Primary APN27-001001.8600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,701 sqft Living Area
1st Floor Area1,001 sqft
2nd Floor Area700 sqft
Upper Floors Area700 sqft
Basement Area224 sqft
Finished Basement168 sqft
FlooringCarpet
Interior WallsBlock

Exterior

Year BuiltBuilt 1880
Construction TypeFrame
Roof MaterialSlate
Lot Area5,731 sqft
Garage TypeDetached
Garage Area720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address601 E WATER ST
CityPROSPECT
StateOH
Zip43342-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAST & DAVIS LOT 237 PG 15 101 1.00 186.00
Legal SubdivisionGAST & DAVIS ADD
Legal Lot Number237
JurisdictionMARION OH
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1034
Census Tract10500

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address601 E WATER ST, PROSPECT, OH 43342-9725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Deed Document Number0015750559
Deed Book / Page1575 / 559
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION OH
Recording DateJul 14, 2021
Property Address601 E WATER ST, PROSPECT, OH 43342-9725
Document Number0015750559
Book / Page1575 / 559
Instrument DateJul 12, 2021
Instrument2021-05550
Transaction TypeTransfer
Record UpdatedJul 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 E WATER ST, PROSPECT, OH 43342-9725

Mortgage

Document Number202105551
DateJul 14, 2021
Instrument2021-05551
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMarion County
County SubdivisionProspect Township
MunicipalityProspect Village
Unified School DistrictElgin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,985.00 (+12.66%)$49,530 (+35.29%) Land $7,810 Building $41,720$141,510 (+35.29%) Land $22,310 Building $119,200
2024$1,762.00 (+0.92%)$36,610 (-) Land $8,170 Building $28,440
2023$1,746.00 (-0.29%)$36,610 (-) Land $8,170 Building $28,440
2022$1,751.00$36,610 Land $8,170 Building $28,440$104,600 Land $23,340 Building $81,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims82 (1978–2025)
Claims Outside the SFHA7 of 82
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Aug 1995 · 17 claims
  • Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MARION
private · serves 47,102 people · EPA ID OH5100414
Water SourceSurface water
Last State InspectionMar 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Bresco Broadband, Verizon.

Nearby Properties on E Water St

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