607 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 607 E Water St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1900
Lot Size	0.125 acres (5,477 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2021)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-001001.8300`

Property Details

APN / Parcel Number

Primary APN	`27-001001.8300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,131 sqft Living Area
1st Floor Area	858 sqft
Upper Floors Area	273 sqft
Flooring	Carpet
Interior Walls	Block

Exterior

Year Built	Built 1900
Construction Type	Frame
Roof Material	Metal
Lot Area	5,477 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	607 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAST & DAVIS LOT 234 PG 15 101 1.00 183.00
Legal Subdivision	GAST & DAVIS ADD
Legal Lot Number	234
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1034
Census Tract	10500

Owner

Source: Marion County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	607 E WATER ST, PROSPECT, OH 43342-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · FHA Mortgage PRIORITY MORTGAGE CORP
May 1, 2019	Survivorship Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Sep 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 17, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 31, 2017	Warranty Deed, Foreclosure AMERICAN MID-OH TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Deed Document Number	0015930754
Deed Book / Page	1593 / 754
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Nov 8, 2021
Property Address	607 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0015930754
Book / Page	1593 / 754
Instrument Date	Nov 4, 2021
Instrument	2021-09033
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	DBA LAWYERS TITLE DELAWARE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E WATER ST, PROSPECT, OH 43342-9725

Mortgage

Document Number	0202109034
Date	Nov 8, 2021
Instrument	2021-09034

Lender

Name	PRIORITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MARION OH
Recording Date	May 1, 2019
Property Address	607 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0014700553
Book / Page	1470 / 0553
Instrument Date	Apr 30, 2019
Instrument	2019-02814
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	607 E WATER ST, PROSPECT, OH 43342-9725

Mortgage

Document Number	201902815
Date	May 1, 2019
Instrument	2019-02815

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Sep 17, 2018
Property Address	607 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0014470858
Book / Page	001447 / 000858
Instrument Date	Sep 12, 2018
Instrument	6632
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 468 PROSPECT OH 433420468, PROSPECT, OH 43342-0468

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Mar 26, 2018
Property Address	607 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0014260751
Book / Page	001426 / 000751
Instrument Date	Mar 22, 2018
Instrument	1867
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$34.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 468 PROSPECT OH 433420468, PROSPECT, OH 43342-0468

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION OH
Recording Date	Mar 17, 2017
Property Address	607 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0013870527
Book / Page	001387 / 000527
Instrument Date	Mar 15, 2017
Instrument	1661
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E WATER ST PROSPECT OH 433429725, PROSPECT, OH 43342-9725

January 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jan 31, 2017
Property Address	607 E WATER ST, PROSPECT, OH 43342-9725
Document Number	0013830007
Book / Page	001383 / 000007
Instrument Date	Oct 13, 2016
Instrument	662
Transaction Type	Foreclosure
Record Updated	May 3, 2017
Title Company	AMERICAN MID-OH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SHEPHERD MALL #COMPLEX2401 OKLAHOMA CITY OK 73107, OKLAHOMA CITY, OK 73107

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,459.00 (+11.54%)	$36,380 (+33.95%) Land $7,650 Building $28,730	$103,950 (+33.96%) Land $21,860 Building $82,090
2024	$1,308.00 (+0.93%)	$27,160 (-) Land $8,010 Building $19,150
2023	$1,296.00 (-0.31%)	$27,160 (-) Land $8,010 Building $19,150
2022	$1,300.00	$27,160 Land $8,010 Building $19,150	$77,600 Land $22,890 Building $54,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

May also be available: Little Miami Gig, Verizon.

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