Monroe County property record for 6013 Monarch Xing, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4,450 sqft · built 2022 |
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Nov 2020) |
| Tax Bill | $13,178 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-04-449-012-000 |
| Primary APN | 10-04-449-012-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Building Area | 4,450 sqft Living Area |
| 1st Floor Area | 2,225 sqft |
| Basement Area | 2,225 sqft |
| Unfinished Basement | 2,225 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Stone |
| Lot Area | 221,285 sqft (5.08 acres) |
| Cooling System | Central |
|---|
| Street Address | 6013 MONARCH XING |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | LOTS 11 & 12 16 WEST |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | 16 WEST |
| Legal Lot Number | 11-12 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6013 MONARCH XING, WATERLOO, IL 62298-6360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MURPHY WALL STATE BANK & TRUST |
| Jun 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK WATERLOO |
| Nov 30, 2020 | Warranty Deed, Subdivision Related Transfer · Line of Credit MURPHY-WALL ST BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on Record |
| Deed Sale | Nov 30, 2020 · Amount on Record |
| Deed Document Number | 2020412892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6013 MONARCH XING, WATERLOO, IL 62298-6360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000423143 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 423143 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6013 MONARCH XING, WATERLOO, IL 62298-6360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000415566 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 415566 |
| Name | MURPHY WALL STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 25, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6013 MONARCH XING, WATERLOO, IL 62298-6360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000429315 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 429315 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6013 MONARCH XING, WATERLOO, IL 62298-6360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000429314 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 429314 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6013 MONARCH XING, WATERLOO, IL 62298-6360 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427060 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 427060 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 30, 2020 |
| Property Address | 6013 MONARCH XING, WATERLOO, IL 62298-6360 |
| Document Number | 0000412892 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 412892 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2021 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1240 N MOORE ST WATERLOO IL 622985410, WATERLOO, IL 62298-5410 |
| Document Number | 412893 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 412893 |
| Name | MURPHY-WALL ST BK&TR |
|---|---|
| Type | Bank |
| Address | PINCKNEYVILLE, IL 62274-0128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 29, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Document Number | 415566, |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 415566 |
| Name | MURPHY-WALL ST BK&TR |
|---|---|
| Type | Bank |
| Address | PINCKNEYVILLE, IL 62274-0128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 29, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,178.00 Homeowner's exemption | $227,060 (+369.81%) Land $58,000 Building $169,060 | $681,180 (+369.81%) Land $174,000 Building $507,180 |
| 2024 | $13,178.00 | ||
| 2022 | $48,330 Land $48,330 | $144,990 Land $144,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
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