602 W 12th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 602 W 12th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,008 sqft · built 1976
Lot Size	0.259 acres (11,294 sqft)
Owner	2 Individual Names on File
Last Sale	$153,800 (Feb 2012)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B021030`

Property Details

APN / Parcel Number

Primary APN	`000B021030`
Alternative APNs	`03-0821-09-2-33-09-0000` `R0337806` `B021030` `B02103`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,000 sqft
Unfinished Basement	8 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,294 sqft (0.259 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	44 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	602 W 12TH ST
City	LAUREL
State	MT
Zip	59044-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALIT SUBD, S09, T02 S, R24 E, BLOCK 1, LOT 18 - 19
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	MALIT SUBD
Legal Block	1
Legal Lot Number	18-19
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1026
Census Tract	1901

Owner

602 W 12th St is owned and occupied by two individuals who bought it in February 2012.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	602 W 12TH ST, LAUREL, MT 59044-1729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2012 · Amount on File
Deed Sale	Feb 22, 2012 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	20123615096
Prior Transfer Date	Feb 16, 2012
Prior Transfer Doc	0003615096
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	602 W 12TH ST, LAUREL, MT 59044-1729
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003995569
Date	Oct 29, 2021
Instrument	3995569

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 602 W 12th St was $2,324, down 10.6% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,300 (-) Land $66,102 Building $264,198	$330,300 (-) Land $66,102 Building $264,198
2025	$2,324.00 (-10.65%)	$330,300 Land $66,102 Building $264,198	$330,300 Land $66,102 Building $264,198
2024	$2,601.00 (+28.25%)
2023	$2,028.00	$254,700	$254,700 Land $43,149 Building $211,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 W 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 W 12th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20