418 W 12th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 418 W 12th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,814 sqft · built 1966
Lot Size	0.387 acres (16,860 sqft)
Owner	2 Individual Names on File
Last Sale	$320,600 (Oct 2020)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B01501B`

Property Details

APN / Parcel Number

Primary APN	`000B01501B`
Alternative APNs	`03-0821-09-2-34-20-0000` `R0336943` `B01501B`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	1,274 sqft
Basement Area	600 sqft
Finished Basement	540 sqft
Unfinished Basement	60 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	16,860 sqft (0.387 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	1,310 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Frame Porch
Porch Area	277 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	418 W 12TH ST
City	LAUREL
State	MT
Zip	59044-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7500
Legal Description	LAURMAC SUBD AMEND, S09, T02 S, R24 E, BLOCK 5, LOT 7 - 9, & E2 LT 2 BLK 6
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	LAURMAC SUBD AMEND
Legal Block	5
Legal Lot Number	7-9
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1027
Census Tract	1901

Owner

418 W 12th St is owned and occupied by two individuals who bought it in October 2020.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 W 12TH ST, LAUREL, MT 59044-1733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Oct 25, 2006
Deed Document Number	20203941851
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 2, 2020
Property Address	418 W 12TH ST, LAUREL, MT 59044-1733
Document Number	0003941851
Map Reference	DOC 644277
Instrument Date	Oct 1, 2020
Instrument	3941851
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1766 YBGR LN, 1766, BILLINGS, MT 59106-3507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	418 W 12TH ST, LAUREL, MT 59044-1733

Mortgage

Document Number	0003941852
Date	Oct 2, 2020
Instrument	3941852

Lender

Name	ALTANA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 418 W 12th St was $2,870, down 9.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,400 (-) Land $75,446 Building $311,954	$387,400 (-) Land $75,446 Building $311,954
2025	$2,870.00 (-9.49%)	$387,400 Land $75,446 Building $311,954	$387,400 Land $75,446 Building $311,954
2024	$3,171.00 (+33.07%)
2023	$2,383.00	$299,300	$299,300 Land $49,446 Building $249,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 W 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 W 12th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20