Yellowstone County property record for 512 W 12th St, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,819 sqft · built 1977 |
| Lot Size | 0.284 acres (12,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jan 2019) |
| Tax Bill | $2,551 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B01503A |
| Primary APN | 000B01503A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,819 sqft Living Area |
| Gross Area | 1,884 sqft |
| 1st Floor Area | 1,236 sqft |
| Basement Area | 648 sqft |
| Finished Basement | 583 sqft |
| Unfinished Basement | 65 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,364 sqft (0.284 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 512 W 12TH ST |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LAURMAC SUB 2ND AMENDED, S09, T02 S, R24 E, BLOCK 6A, LOT 2 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | LAURMAC SUB 2ND AMENDED |
| Legal Block | 6A |
| Legal Lot Number | 2 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1901 |
512 W 12th St is owned and occupied by two individuals who acquired it in December 2019.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 W 12TH ST, LAUREL, MT 59044-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit ALTANA FCU |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 9, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2019 · Amount on File |
| Deed Sale | Jan 9, 2019 · Amount on File |
| Prior Sale | Dec 27, 2006 · Amount on File |
| Deed Document Number | 20193872967 |
| Last Transfer Date | Dec 9, 2019 |
| Transfer Doc | 0003908227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 512 W 12TH ST, LAUREL, MT 59044-1731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004022573 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 4022573 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 512 W 12TH ST, LAUREL, MT 59044-1731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003950905 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 3950905 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 9, 2019 |
| Property Address | 512 W 12TH ST, LAUREL, MT 59044-1731 |
| Document Number | 0003872967 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 3872967 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 W 12TH ST, LAUREL, MT 59044-1731 |
| Document Number | 0003872968 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 3872968 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 512 W 12th St was $2,551, down 20.9% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,000 (-) Land $68,106 Building $294,894 | $363,000 (-) Land $68,106 Building $294,894 | |
| 2025 | $2,551.00 (-20.85%) | $363,000 Land $68,106 Building $294,894 | $363,000 Land $68,106 Building $294,894 |
| 2024 | $3,223.00 (+25.75%) | ||
| 2023 | $2,563.00 | $321,900 | $321,900 Land $44,497 Building $277,403 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 W 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 W 12th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 85% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures