702 W 12th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 702 W 12th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1976
Lot Size	0.256 acres (11,158 sqft)
Owner	Individual Name on File
Last Sale	$176,300 (Apr 2012)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B021210`

Property Details

APN / Parcel Number

Primary APN	`000B021210`
Alternative APNs	`03-0821-09-2-32-09-0000` `R0337824` `B021210` `B02121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,080 sqft
Basement Area	1,008 sqft
Finished Basement	1,000 sqft
Unfinished Basement	8 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,158 sqft (0.256 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	51 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	702 W 12TH ST
City	LAUREL
State	MT
Zip	59044-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MALIT SUBD, S09, T02 S, R24 E, BLOCK 2, LOT 18 - 19
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	MALIT SUBD
Legal Block	2
Legal Lot Number	18-19
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1025
Census Tract	1901

Owner

702 W 12th St is owned and occupied by an individual who bought it in April 2012.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	702 W 12TH ST, LAUREL, MT 59044-1727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2012 · Amount on File
Deed Sale	Apr 13, 2012 · Amount on File
Prior Sale	Feb 21, 2008 · Amount on File
Deed Document Number	20123620468
Prior Transfer Date	Apr 3, 2012
Prior Transfer Doc	0003620468
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	702 W 12TH ST, LAUREL, MT 59044-1727
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003961933
Date	Mar 2, 2021
Instrument	3961933

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	255 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 702 W 12th St was $2,558, down 15.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,000 (-) Land $65,838 Building $307,162	$373,000 (-) Land $65,838 Building $307,162
2025	$2,558.00 (-15.8%)	$373,000 Land $65,838 Building $307,162	$373,000 Land $65,838 Building $307,162
2024	$3,038.00 (+25.02%)
2023	$2,430.00	$305,200	$305,200 Land $42,971 Building $262,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 W 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 W 12th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20