Howard County property record for 602 Maple St, Elma, IA 50628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1893 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $558 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 300090008010000 |
| Primary APN | 300090008010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,901 sqft (0.388 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 602 MAPLE ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 128' LOT 8 IR SURVN 1/2 NE |
| Legal Range | 14W |
| Legal Township | 97N |
| Legal Section | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | AFTON |
| Census Block Group | 2 |
| Census Block | 2225 |
| Census Tract | 960300 |
602 Maple St is owned and occupied by two individuals.
Source: Howard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 MAPLE ST, ELMA, IA 50628-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 602 Maple St was $558 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558.00 | $65,970 (-) Land $7,830 Building $58,140 | $65,970 (-) Land $7,830 Building $58,140 |
| 2025 | $558.00 (+114.62%) Homeowner's exemption | $65,970 Land $7,830 Building $58,140 | $65,970 Land $7,830 Building $58,140 |
| 2024 | $260.00 | ||
| 2023 | $36,190 (+27.25%) Land $7,830 Building $28,360 | $36,190 Land $7,830 Building $28,360 | |
| 2022 | $496.00 Homeowner's exemption | $28,440 Land $7,830 Building $20,610 | |
| 2021 | $28,440 Land $7,830 Building $20,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 602 Maple St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 602 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Harmony Telephone Company.
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