508 Maple St, Elma, IA 50628 Property Records

Howard County property record for 508 Maple St, Elma, IA 50628

Property Summary

Property Type	Cemetery, Funeral Home, Mortuary
Details	3,584 sqft · built 1979
Lot Size	0.921 acres (40,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,725 (Aug 2023)
Tax Bill	$3,964 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`300090006020000`

Property Details

APN / Parcel Number

Primary APN	`300090006020000`

Interior

Stories	1 Story
Building Area	3,584 sqft Gross Area
1st Floor Area	3,904 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	40,119 sqft (0.921 acres)

Location & Zoning

Street Address	508 MAPLE ST
City	ELMA
State	IA
Zip	50628
Property Category	Commercial
Property Type	Commercial > Retail > Cemetery, Funeral Home, Mortuary
Legal Description	LOT 6 EX S 100' IR SURV N 1/2 NE
Legal Range	14W
Legal Township	97N
Legal Section	12
Legal Lot Number	6
Jurisdiction	HOWARD IA
Township / Civil Division	AFTON
Census Block Group	2
Census Block	2225
Census Tract	960300

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 W MAIN ST, NEW HAMPTON, IA 50659-2003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit BANK IOWA
Feb 6, 2026	Intrafamily Transfer, Transfer
Aug 14, 2023	Warranty Deed, Transfer · Line of Credit BANK IOWA
Mar 25, 2022	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Feb 1, 2007 · Amount on Record
Deed Document Number	20231149
Deed Book / Page	2023 / 1149
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	508 MAPLE ST, ELMA, IA 50628
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W MAIN ST, NEW HAMPTON, IA 50659-2003

Mortgage

Document Number	002026/216
Date	Feb 13, 2026
Book Page	2026/216
Instrument	2026 216

Lender

Name	BANK IOWA
Type	Bank
Address	NEW HAMPTON, IA 50659

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD IA
Recording Date	Feb 6, 2026
Property Address	508 MAPLE ST, ELMA, IA 50628
Document Number	002026/195
Book / Page	2026 / 195
Instrument Date	Feb 4, 2026
Instrument	2026 195
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Aug 14, 2023
Property Address	508 MAPLE ST, ELMA, IA 50628
Document Number	02023/1150
Book / Page	2023 / 1150
Instrument Date	Aug 3, 2023
Instrument	2023 1150
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W MAIN ST, NEW HAMPTON, IA 50659-2003

Mortgage

Document Number	0020231180
Date	Aug 14, 2023
Instrument	2023 1180

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	HOWARD IA
Recording Date	Mar 25, 2022
Property Address	508 MAPLE ST, ELMA, IA 50628
Document Number	002022/439
Book / Page	2022 / 439
Instrument Date	Feb 8, 2022
Instrument	2022 0439
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 S LOCUST AVE, NEW HAMPTON, IA 50659-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WEST PROPERTIES ST, NEW HAMPTON, IA 50659

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Elma City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,964.00	$186,510 (-) Land $23,030 Building $163,480	$186,510 (-) Land $23,030 Building $163,480
2025	$3,964.00 (+1.95%)	$186,510 (+11.48%) Land $23,030 Building $163,480	$186,510 (+11.48%) Land $23,030 Building $163,480
2024	$3,888.00 (-12.31%)
2023		$167,310 (+1.44%) Land $23,030 Building $144,280	$167,310 (+1.44%) Land $23,030 Building $144,280
2022	$4,434.00	$164,940 Land $15,640 Building $149,300
2021			$164,940 Land $15,640 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1993–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

May also be available: Harmony Telephone Company.

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