413 Maple St, Elma, IA 50628 Property Records

Howard County property record for 413 Maple St, Elma, IA 50628

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,652 sqft · built 1968
Lot Size0.375 acres (16,335 sqft)
Owner2 Company Names on Record
Tax Bill$2,034 (2025)
Deeds & MortgagesNov 2022 Transfer
Flood ZoneZone A (high risk)
APN300013114010000

Property Details

APN / Parcel Number

Primary APN300013114010000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
Basement Area1,344 sqft
Finished Basement1,050 sqft
Unfinished Basement294 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,335 sqft (0.375 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area474 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address413 MAPLE ST
CityELMA
StateIA
Zip50628-8200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 LOT 14 & ALL LOTS 15 & 16 BLK 31ELMA CORP
Legal Block31
Legal Lot Number14
JurisdictionHOWARD IA
Township / Civil DivisionAFTON
Census Block Group2
Census Block2223
Census Tract960300

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address413 MAPLE ST, ELMA, IA 50628-8200
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 25, 2022
Transfer Doc02022/1869
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHOWARD IA
Recording DateNov 30, 2022
Property Address413 MAPLE ST, ELMA, IA 50628-8200
Document Number02022/1869
Book / Page2022 / 1869
Instrument DateNov 25, 2022
Instrument20221869
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address413 MAPLE ST, ELMA, IA 50628-8200

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityElma City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,034.00 Homeowner's exemption$128,210 (+12.21%) Land $9,000 Building $119,210$128,210 (+12.21%) Land $9,000 Building $119,210
2024$2,034.00 (+7.39%)
2023$114,260 (+31.64%) Land $9,000 Building $105,260$114,260 (+31.64%) Land $9,000 Building $105,260
2022$1,894.00 Homeowner's exemption$86,800 Land $9,000 Building $77,800
2021$86,800 Land $9,000 Building $77,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims6 (1993–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER SUPPLY
serves 505 people · EPA ID IA4525017
Water SourceGroundwater
Last State InspectionOct 2023
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Windstream
DSL
200 / 20
GigFire
Fixed Wireless
150 / 130
Nextlink
Fixed Wireless
100 / 20

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