Howard County property record for 601 Maple St, Elma, IA 50628
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,306 sqft · built 1915 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Jun 2019) |
| Tax Bill | $1,444 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2019 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 300024311010000 |
| Primary APN | 300024311010000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,070 sqft (0.323 acres) |
| Garage Type | Detached |
| Garage Area | 1,176 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 601 MAPLE ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 & 12 BLK 43L POTTERS DIV |
| Legal Subdivision | L POTTERS DIV |
| Legal Block | 43 |
| Legal Lot Number | 11 & 12 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | AFTON |
| Census Block Group | 2 |
| Census Block | 2231 |
| Census Tract | 960300 |
601 Maple St is owned and occupied by an individual who bought it in June 2019.
Source: Howard County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 MAPLE ST, ELMA, IA 50628-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK |
| Jun 28, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Deed Document Number | 2019921 |
| Deed Book / Page | 2019 / 921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 601 MAPLE ST, ELMA, IA 50628-8203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/2323 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 2021/2323 |
| Instrument | 2021 02323 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Jun 28, 2019 |
| Property Address | 601 MAPLE ST, ELMA, IA 50628-8203 |
| Document Number | 2019/921 |
| Book / Page | 2019 / 921 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 921 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 MAPLE ST, ELMA, IA 50628-8203 |
The 2026 property tax bill for 601 Maple St was $1,444 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,444.00 | $92,470 (-) Land $6,620 Building $85,850 | $92,470 (-) Land $6,620 Building $85,850 |
| 2025 | $1,444.00 (-5.62%) Homeowner's exemption | $92,470 Land $6,620 Building $85,850 | $92,470 Land $6,620 Building $85,850 |
| 2024 | $1,530.00 | ||
| 2023 | $82,130 (+31.75%) Land $6,620 Building $75,510 | $82,130 Land $6,620 Building $75,510 | |
| 2022 | $1,358.00 Homeowner's exemption | $62,340 Land $6,620 Building $55,720 | |
| 2021 | $62,340 Land $6,620 Building $55,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 601 Maple St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 601 Maple St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Nextlink Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures