602 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 602 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1962
Lot Size	0.238 acres (10,378 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2020)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-301-004`

Property Details

APN / Parcel Number

Primary APN	`09-26-301-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,378 sqft (0.238 acres)
Lot Dimensions	86.7 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	200 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	602 DIVISION ST
City	ALTA
State	IA
Zip	51002-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. AUD S/D UNPLAT. PT OF NW SW E 1/2 LOT 1
Legal Subdivision	AUDITORS SUB
Legal Lot Number	1
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2055
Census Tract	960600

Owner

602 Division St is owned and occupied by an individual who bought it in December 2020.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	602 DIVISION ST, ALTA, IA 51002-1548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Dec 21, 2020	Affidavit, Transfer
Dec 21, 2020	Legal Action/Court Order, Foreclosure
Dec 21, 2020	Affidavit, Transfer
Dec 21, 2020	Deed, Transfer
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Jun 28, 2019	Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Dec 21, 2020
Deed Document Number	20203873
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	0000003842
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	602 DIVISION ST, ALTA, IA 51002-1548
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000221586
Date	Jun 13, 2022
Instrument	221586

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Margin	4

December 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 21, 2020
Property Address	602 DIVISION ST, ALTA, IA 51002-1548
Document Number	0000203845
Instrument Date	Dec 18, 2020
Instrument	203845
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 DIVISION ST, ALTA, IA 51002-1548

December 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 21, 2020
Property Address	602 DIVISION ST, ALTA, IA 51002-1548
Document Number	0000203844
Instrument Date	Dec 17, 2020
Instrument	203844
Transaction Type	Foreclosure
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	602 DIVISION ST, ALTA, IA 51002-1548

December 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 21, 2020
Property Address	602 DIVISION ST, ALTA, IA 51002-1548
Document Number	0000203842
Instrument Date	Dec 17, 2020
Instrument	203842
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 DIVISION ST, ALTA, IA 51002-1548

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 21, 2020
Property Address	602 DIVISION ST, ALTA, IA 51002-1548
Document Number	0000203843
Instrument Date	Dec 17, 2020
Instrument	203843
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 DIVISION ST, ALTA, IA 51002-1548

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 22, 2020
Property Address	602 DIVISION ST, ALTA, IA 51002-1548
Document Number	0000203873
Instrument Date	Dec 17, 2020
Instrument	203873
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 DIVISION ST, ALTA, IA 51002-1548
Investor	Possibly a Property Investor

Mortgage

Document Number	0000203874
Date	Dec 22, 2020
Instrument	203874

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jun 28, 2019
Property Address	602 DIVISION ST, ALTA, IA 51002-1548
Document Number	0000191569
Instrument Date	Jun 26, 2019
Instrument	191569
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6466 90TH AVE, STORM LAKE, IA 50588-7705

Mortgage

Document Number	0000191570
Date	Jun 28, 2019
Instrument	191570

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000191569
Date	Jun 28, 2019
Instrument	191569

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 602 Division St was $3,078 with a homeowner's exemption, down 7% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,300 (-11.66%) Land $29,300 Building $164,000	$193,300 (-11.66%) Land $29,300 Building $164,000
2025	$3,078.00 (-6.95%) Homeowner's exemption	$218,820 Land $17,140 Building $201,680	$218,820 Land $17,140 Building $201,680
2024	$3,308.00
2023		$218,820 (+28.47%) Land $17,140 Building $201,680	$218,820 Land $17,140 Building $201,680
2022	$2,794.00 Homeowner's exemption	$170,330 Land $17,140 Building $153,190
2021			$170,330 Land $17,140 Building $153,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 602 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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