705 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 705 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1952
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2021)
Tax Bill	$2,442 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-306-002`

Property Details

APN / Parcel Number

Primary APN	`09-26-306-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	504 sqft
Finished Basement	500 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	228 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	705 DIVISION ST
City	ALTA
State	IA
Zip	51002-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-02 ALTA CORP. FAIRVIEW 1ST ADD. & W 1/2 ADJ ALLEY
Legal Subdivision	FAIRVIEW 1ST ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2057
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 DIVISION ST, ALTA, IA 51002-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · FHA Mortgage LAND HOME FINANCIAL SVCS INC
Jul 23, 2021	Warranty Deed, Transfer
Jul 24, 2006	Legal Action/Court Order, Foreclosure · Conventional Mortgage HERITAGE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	212273
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 23, 2021
Property Address	705 DIVISION ST, ALTA, IA 51002-1551
Document Number	0000212270
Instrument Date	Jul 22, 2021
Instrument	212270
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 DIVISION ST, ALTA, IA 51002-1551

Mortgage

Document Number	0000212271
Date	Jul 23, 2021
Instrument	212271

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 23, 2021
Property Address	705 DIVISION ST, ALTA, IA 51002-1551
Document Number	0000212273
Instrument Date	Jul 9, 2021
Instrument	212273
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 DIVISION ST, ALTA, IA 51002-1551

July 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 24, 2006
Property Address	705 DIVISION ST, ALTA, IA 51002-1551
Document Number	0000062063
Instrument Date	Jul 21, 2006
Instrument	062063
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	705 DIVISION ST, STORM LAKE, IA 50588
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062064
Date	Jul 24, 2006
Instrument	062064

Lender

Name	HERITAGE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,190 (-) Land $12,480 Building $151,710	$164,190 (-) Land $12,480 Building $151,710
2024	$2,442.00 (+19.94%)
2023		$164,190 (+29.8%) Land $12,480 Building $151,710	$164,190 (+29.8%) Land $12,480 Building $151,710
2022	$2,036.00 Homeowner's exemption	$126,490 Land $12,480 Building $114,010
2021			$126,490 Land $12,480 Building $114,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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