505 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 505 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 762 sqft · built 1948
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$73,500 (Sep 2019)
Tax Bill	$1,226 (2024)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-159-002`

Property Details

APN / Parcel Number

Primary APN	`09-26-159-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	762 sqft Living Area
Basement Area	762 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	40 sqft
Deck Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	505 DIVISION ST
City	ALTA
State	IA
Zip	51002-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-32 ALTA CORP.
Legal Subdivision	SEVENTH ADD
Legal Block	32
Legal Lot Number	9
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2040
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 DIVISION ST, ALTA, IA 51002-1343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Deed of Trust, Mortgage FARMERS TRUST & SAVINGS BANK
Sep 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	192210
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	505 DIVISION ST, ALTA, IA 51002-1343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000181667
Date	Jul 9, 2018
Instrument	000000181667

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Sep 6, 2019
Property Address	505 DIVISION ST, ALTA, IA 51002-1343
Document Number	192210
Instrument Date	Sep 3, 2019
Instrument	192210
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 DIVISION ST, ALTA, IA 51002-1343

Mortgage

Document Number	0000192211
Date	Sep 6, 2019
Instrument	192211

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,530 (-) Land $12,240 Building $75,290	$87,530 (-) Land $12,240 Building $75,290
2024	$1,226.00 (+15.88%)
2023		$87,530 (+25.01%) Land $12,240 Building $75,290	$87,530 (+25.01%) Land $12,240 Building $75,290
2022	$1,058.00 Homeowner's exemption	$70,020 Land $12,240 Building $57,780
2021			$70,020 Land $12,240 Building $57,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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