610 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 610 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,222 sqft · built 1953
Lot Size	0.331 acres (14,428 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Jan 2017)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-26-301-005`

Property Details

APN / Parcel Number

Primary APN	`09-26-301-005`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	500 sqft
Unfinished Basement	832 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,428 sqft (0.331 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	610 DIVISION ST
City	ALTA
State	IA
Zip	51002-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. AUD S/D UNPLAT PT OF NW 1/4 SW 1/4 N 77' OF LOT 2 & ALL OF LOT 3
Legal Lot Number	2,3
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2055
Census Tract	960600

Owner

610 Division St is owned and occupied by an individual who bought it in January 2017.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	610 DIVISION ST, ALTA, IA 51002-1548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Prior Sale	Sep 24, 2014 · Amount on File
Deed Document Number	2017166
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	610 DIVISION ST, ALTA, IA 51002-1548
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017/0167
Date	Jan 20, 2017
Book Page	0017/0167
Instrument	170167

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jan 20, 2017
Property Address	610 DIVISION ST, ALTA, IA 51002-1548
Document Number	0000170166
Instrument Date	Jan 20, 2017
Instrument	170166
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 DIVISION ST, ALTA, IA 51002-1548

Tax Assessment & Valuation

The 2025 property tax bill for 610 Division St was $3,098, down 6.6% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,300 (-3.8%) Land $31,500 Building $169,800	$201,300 (-3.8%) Land $31,500 Building $169,800
2025	$3,098.00 (-6.63%)	$209,260 Land $18,970 Building $190,290	$209,260 Land $18,970 Building $190,290
2024	$3,318.00
2023		$209,260 (+29.7%) Land $18,970 Building $190,290	$209,260 Land $18,970 Building $190,290
2022	$2,792.00	$161,340 Land $18,970 Building $142,370
2021			$161,340 Land $18,970 Building $142,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 610 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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