601 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 601 Gulf Rd, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,249 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$151,000 (2023)
Tax Bill$3,523.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-038-101-023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,249 sqft Living Area
Gross Area1,289 sqft Gross Area
1st Floor1,087 sqft 1st Floor
Basement Area220 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,405 sqft (0.17 acres)
Depth X Width155 ft x 50 ft Depth x Width
Garage TypeBasement Garage
Garage Area220 sqft Garage
Deck Area432 sqft Deck
Patio Area40 sqft Patio
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address601 GULF RD
CityELYRIA
StateOH
Zip44035-3646
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGULFHURST 50 X 155
Legal SubdivisionGULFHURST
Legal Tract25
Legal Block101
Legal Lot NumberBLOCK
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2007
Census Tract70600

Owner

Source: Lorain County records · APN 06-25-038-101-023

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address601 GULF RD, ELYRIA, OH 44035-3646
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BANK
Dec 05, 2023Warranty Deed, Transfer · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
May 21, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2023 · Amount on Record
Deed SaleDec 05, 2023 · Amount on Record
Prior SaleMay 21, 2020 · Amount on Record
Deed Doc Number2023937600
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJun 29, 2026
Property Address601 GULF RD, ELYRIA, OH 44035-3646
Document Number0000101411
Instrument DateJun 09, 2026
Instrument2026101411
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 GULF RD, ELYRIA, OH 44035-3646

Mortgage

Document Number0000101411,
DateJun 29, 2026
Instrument2026101411
Lender
NameNORTHWEST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 15, 2051
Interest
Rate6.36%
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address601 GULF RD, ELYRIA, OH 44035-3646
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyGUARDIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 GULF RD, ELYRIA, OH 44035-3646

Mortgage

Document Number0000085716
DateFeb 23, 2026
Instrument2026-0085716
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 05, 2023
Property Address601 GULF RD, ELYRIA, OH 44035-3646
Document Number0000937600
Map ReferenceVOL 13 PG 26
Instrument DateNov 29, 2023
Instrument2023-0937600
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 GULF RD, ELYRIA, OH 44035-3646

Mortgage

Document Number0000937601
DateDec 05, 2023
Instrument2023-0937601
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 21, 2020
Property Address601 GULF RD, ELYRIA, OH 44035-3646
Document Number0000761348
Instrument DateMay 19, 2020
Instrument761348
Transaction TypeTransfer
Record UpdatedJun 03, 2020
Title CompanyOHIO FIRST LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 GULF RD ELYRIA OH 440353646, ELYRIA, OH 44035-3646

Mortgage

Document Number761349
DateMay 21, 2020
Instrument761349
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,523.00$74,820 (-) Land $12,910 Building $61,910$213,770 (-) Land $36,880 Building $176,890
2024$3,523.00 (+66.65%)$74,820 (+92.81%) Land $12,908 Building $61,912$213,770 (+92.81%) Land $36,880 Building $176,890
2023$2,114.00 (+0.33%)$38,805 (-0.01%) Land $8,036 Building $30,769$110,870 (-) Land $22,960 Building $87,910
2022$2,107.00$38,810 Land $8,040 Building $30,770
2021$110,870 Land $22,960 Building $87,910

Flood & Wildfire

601 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 10th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gulf Rd

Nearby Streets

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