Lorain County property record for 513 Gulf Rd, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,254 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2026) |
| Tax Bill | $2,134.00 (2025) |
| Primary APN | 06-25-038-101-036 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,254 sqft Living Area |
| Gross Area | 1,304 sqft Gross Area |
| 1st Floor | 726 sqft 1st Floor |
| Basement Area | 528 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 155 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Deck Area | 48 sqft Deck |
|---|---|
| Patio Area | 86 sqft Patio |
| Porch Area | 266 sqft Porch |
| Canopy Area | 84 sqft Canopy |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 513 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50 X 155 |
| Legal Subdivision | GULFNURST SUBDIVISION |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 38 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-038-101-036
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DFT2 FINANCIAL LLC |
| Oct 23, 2025 | Deed of Trust, Mortgage DEUTCHMAN INVESTMENT CO LLC |
| Oct 23, 2025 | Warranty Deed, Transfer · Commercial Mortgage DEUTCHMAN INVESTMENT CO LLC |
| Apr 22, 2024 | Warranty Deed, Transfer AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Jul 31, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Oct 23, 2025 · Amount on Record |
| Deed Doc Number | 2026100106 |
| Prior Transfer Date | Jul 30, 2020 |
| Prior Transfer Doc | 0000771896 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 17, 2026 |
| Property Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000100106 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026100106 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000100107, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026100107 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000100108, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026100108 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 01, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000072503 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025-0072503 |
| Name | DEUTCHMAN INVESTMENT CO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CLEVELAND, OH 44124 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 23, 2025 |
| Property Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000072588 |
| Map Reference | DOC 2024-0010654 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025-0072588 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000072589 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025-0072589 |
| Name | DEUTCHMAN INVESTMENT CO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CLEVELAND, OH 44124 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 22, 2024 |
| Property Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000010654 |
| Map Reference | MB 13 PG 26 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024-0010654 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6545 MARKET AVE N, N CANTON, OH 44721-2430 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000789710 |
| Instrument Date | Nov 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 513 GULF RD ELYRIA OH 440353644, ELYRIA, OH 44035-3644 |
| Document Number | 0000789710 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 789710 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 31, 2020 |
| Property Address | 513 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000771896 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 771896 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 GULF RD ELYRIA OH 440353644, ELYRIA, OH 44035-3644 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 | $42,830 (-) Land $12,910 Building $29,920 | $122,370 (-) Land $36,880 Building $85,490 |
| 2024 | $2,134.00 (+0.99%) | $42,830 (+21%) Land $12,908 Building $29,922 | $122,370 (+21%) Land $36,880 Building $85,490 |
| 2023 | $2,113.00 (+9.88%) | $35,396 (-0.01%) Land $8,036 Building $27,360 | $101,130 (-) Land $22,960 Building $78,170 |
| 2022 | $1,923.00 | $35,400 Land $8,040 Building $27,360 | |
| 2021 | $101,130 Land $22,960 Building $78,170 |
513 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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