Lorain County property record for 521 Gulf Rd, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Attached, 118 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,380.00 (2024) |
| Primary APN | 06-25-038-101-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,602 sqft Gross Area |
| 1st Floor | 624 sqft 1st Floor |
| Basement Area | 624 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 155 ft x 50 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 118 sqft Garage |
| Deck Area | 96 sqft Deck |
|---|---|
| Patio Area | 80 sqft Patio |
| Porch Area | 188 sqft Porch |
| Canopy Area | 48 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 521 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GULF HURST 1 50.00 X 155.00 |
| Legal Subdivision | GULF HURST 1 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 3 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-038-101-024
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 313 HARVARD AVE, ELYRIA, OH 44035-6650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jun 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 18, 2020 |
| Transfer Doc | 0000767025 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 30, 2020 |
| Property Address | 521 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000767025 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 767025 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 521 GULF RD ELYRIA OH 440353644, ELYRIA, OH 44035-3644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 521 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000639050 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | AMERICAN PATRIOT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 521 GULF RD ELYRIA OH 440353644, ELYRIA, OH 44035-3644 |
| Document Number | 0000639050 |
|---|---|
| Date | Aug 02, 2017 |
| Instrument | 639050 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2032 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 (-24.96%) Homeowner's exemption | $58,740 (%) Land $12,910 Building $45,830 | $167,830 (-) Land $36,880 Building $130,950 |
| 2024 | $2,380.00 (+56.37%) | $58,741 (+61.25%) Land $12,908 Building $45,833 | $167,830 (+61.25%) Land $36,880 Building $130,950 |
| 2023 | $1,522.00 (-1.17%) | $36,428 (-0.01%) Land $8,036 Building $28,392 | $104,080 (-) Land $22,960 Building $81,120 |
| 2022 | $1,540.00 | $36,430 Land $8,040 Building $28,390 | |
| 2021 | $104,080 Land $22,960 Building $81,120 |
521 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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