Lorain County property record for 509 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $207,000 (2024) |
| Tax Bill | $2,787.00 (2025) |
| Primary APN | 06-25-038-101-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,176 sqft Living Area |
| 1st Floor | 1,176 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 155 ft x 49 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 168 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 153 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 509 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E ELYRIA 49 X 155 |
| Legal Subdivision | DILWORTHS EAST ELYRIA SUBDIVISION |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 1 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-038-101-010
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 GULF RD, ELYRIA, OH 44035-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 29, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on Record |
| Deed Sale | Sep 24, 2024 · Amount on Record |
| Prior Sale | Oct 05, 2022 · Amount on Record |
| Deed Doc Number | 2024005116 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 24, 2024 |
| Property Address | 509 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000027482 |
| Instrument Date | Sep 23, 2024 |
| Instrument | 2024-0027482 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5072, TROY, MI 48007-5072 |
| Document Number | 0000027483 |
|---|---|
| Date | Sep 24, 2024 |
| Instrument | 2024-0027483 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 05, 2022 |
| Property Address | 509 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000893988 |
| Map Reference | VOL 537 PG 243 |
| Instrument Date | Oct 05, 2022 |
| Instrument | 2022-0893988 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000893989 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | 2022-0893989 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 14, 2021 |
| Property Address | 509 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000812552 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 2021-0812552 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 GULF RD, ELYRIA, OH 44035-3644 |
| Investor | Possibly a Property Investor |
| Document Number | 0000812553 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-0812553 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 509 GULF RD, ELYRIA, OH 44035-3644 |
| Document Number | 0000772681 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 509 GULF RD ELYRIA OH 440353644, ELYRIA, OH 44035-3644 |
| Document Number | 0000772681 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 772681 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,787.00 | $59,190 (+%) Land $12,650 Building $46,540 | $169,110 (-) Land $36,150 Building $132,960 |
| 2024 | $2,787.00 (+24.59%) | $59,189 (+44.69%) Land $12,653 Building $46,536 | $169,110 (+44.69%) Land $36,150 Building $132,960 |
| 2023 | $2,237.00 (+0.72%) | $40,908 (%) Land $7,875 Building $33,033 | $116,880 (-) Land $22,500 Building $94,380 |
| 2022 | $2,221.00 | $40,910 Land $7,880 Building $33,030 | |
| 2021 | $116,880 Land $22,500 Building $94,380 |
509 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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