601 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 601 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1927
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2019)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97242-06-001`

Property Details

APN / Parcel Number

Primary APN	`97242-06-001`
Alternative APN	`R0109266`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
Basement Area	278 sqft
Finished Basement	100 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0109266
Old Parcel Number	9724206001
Street Address	601 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, GLANTZ, FTC
Legal Range	69
Legal Township	07
Legal Section	24
Legal Quarter	NW
Legal Subdivision	GLANTZ
Legal Block	6
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4003
Census Tract	901

Owner

601 E Prospect Rd is owned and occupied by an individual who bought it in March 2019.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	601 E PROSPECT RD, FORT COLLINS, CO 80525-1057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 11, 2019	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	May 26, 2016 · Amount on File
Deed Document Number	20190011761
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	601 E PROSPECT RD, FORT COLLINS, CO 80525-1057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061516
Date	Aug 10, 2020
Instrument	20200061516

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 11, 2019
Property Address	601 E PROSPECT RD, FORT COLLINS, CO 80525-1057
Document Number	0000011761
Instrument Date	Mar 8, 2019
Instrument	20190011761
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 E PROSPECT RD, FORT COLLINS, CO 80525-1057

Mortgage

Document Number	0000011762
Date	Mar 11, 2019
Instrument	20190011762

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (+23.46%)	$31,056 (-0.28%) Land $2,250 Building $28,806	$496,900 (+6.91%) Land $36,000 Building $460,900
2023	$2,506.00 (+52.16%)	$31,142 (+78.45%) Land $2,412 Building $28,730	$464,800 (+85.11%) Land $36,000 Building $428,800
2022	$1,647.00	$17,451 Land $2,502 Building $14,949	$251,100 Land $36,000 Building $215,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 601 E Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 E Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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