517 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 517 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,030 sqft · built 1930
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2011)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97242-37-003`

Property Details

APN / Parcel Number

Primary APN	`97242-37-003`
Alternative APN	`R0612405`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
Basement Area	144 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Porch	Porch
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0612405
Old Parcel Number	9724237003
Street Address	517 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, HOLSINGER, 1ST, FTC
Legal Range	69
Legal Township	07
Legal Section	24
Legal Quarter	NW
Legal Subdivision	HOLSINGER
Legal Block	37
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4004
Census Tract	901

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2011 · Amount on Record
Deed Sale	Mar 23, 2011 · Amount on Record
Prior Sale	Dec 9, 2009
Deed Document Number	20110018017
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	517 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101252
Date	Nov 3, 2021
Instrument	20210101252

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	517 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Document Number	0000044458
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1383 MAKAWAO HI 967681383, MAKAWAO, HI 96768-1383

Mortgage

Document Number	0000044458
Date	Aug 2, 2019
Instrument	44458

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,601.00 (+21.37%)	$26,107 (-3.88%) Land $938 Building $25,169	$417,700 (+3.03%) Land $15,000 Building $402,700
2023	$2,143.00 (+35.29%)	$27,162 (+61.89%) Land $1,005 Building $26,157	$405,400 (+67.94%) Land $15,000 Building $390,400
2022	$1,584.00	$16,778 Land $1,043 Building $15,735	$241,400 Land $15,000 Building $226,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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