605 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 605 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,182 sqft · built 1948
Lot Size	0.309 acres (13,440 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2025)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97242-01-005`

Property Details

APN / Parcel Number

Primary APN	`97242-01-005`
Alternative APN	`R0108529`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	1,247 sqft
Basement Area	1,247 sqft
Finished Basement	935 sqft
Unfinished Basement	312 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	13,440 sqft (0.309 acres)
View / Lot	Traffic
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0108529
Street Address	605 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMN
Legal Description	BEG AT PT 120 FT W OF NE COR OF NW 24-7-69, TH W 80 FT,S 168 FT, E 80 FT, N 168 FT TO BEG, FTC
Legal Range	69W
Legal Township	7N
Legal Section	24
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4003
Census Tract	901

Owner

605 E Prospect Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Larimer County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 E PROSPECT RD, FORT COLLINS, CO 80525-1057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Document Number	202532986
Prior Transfer Date	Sep 26, 2020
Prior Transfer Doc	0000079052
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Sep 29, 2020
Property Address	605 E PROSPECT RD, FORT COLLINS, CO 80525-1057
Document Number	0000079052
Instrument Date	Sep 26, 2020
Instrument	20200079052
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000079053
Date	Sep 29, 2020
Instrument	20200079053

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 3, 2019
Property Address	605 E PROSPECT RD, FORT COLLINS, CO 80525-1057
Document Number	0000000423
Instrument Date	Dec 13, 2018
Instrument	20190000423
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	605 E PROSPECT RD, FORT COLLINS, CO 80525-1057

Mortgage

Document Number	0000000425
Date	Jan 3, 2019
Instrument	20190000425

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 605 E Prospect Rd was $3,726, up 20.5% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,726.00 (+20.5%)	$37,400 Land $1,250 Building $36,150	$598,400 Land $20,000 Building $578,400
2024	$3,092.00 (+5.1%)
2023	$2,942.00 (+6.21%)	$35,912 (+22.42%) Land $1,340 Building $34,572	$536,000 (+26.98%) Land $20,000 Building $516,000
2022	$2,770.00	$29,336 Land $1,390 Building $27,946	$422,100 Land $20,000 Building $402,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 E Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 E Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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