527 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 527 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 400 sqft · built 1924
Lot Size	0.142 acres (6,182 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2025)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Jan 2024 Transfer Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`97242-37-001`

Property Details

APN / Parcel Number

Primary APN	`97242-37-001`
Alternative APN	`R0612383`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	400 sqft Living Area
1st Floor Area	400 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,182 sqft (0.142 acres)
View / Lot	Traffic
Garage Type	Detached
Garage Area	171 sqft
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0612383
Street Address	527 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMN
Legal Description	LOT 1 HOLSINGER 1ST, FTC
Legal Range	69W
Legal Township	7N
Legal Section	24
Legal Subdivision	HOLSINGER
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4004
Census Tract	901

Owner

Source: Larimer County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Intrafamily Transfer, Transfer
Oct 26, 2022	Deed of Trust, Mortgage JNCOB A ADAMS
Oct 26, 2022	Deed of Trust, Mortgage WAG INVESTMENTS LLC
Dec 8, 2021	Special Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	2025283
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0000071590
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Jan 3, 2024
Property Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Document Number	0000000283
Instrument Date	Jan 3, 2024
Instrument	20240000283
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 MADISON AVE, LOVELAND, CO 80537-5854

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056

Mortgage

Document Number	0000063818
Date	Oct 26, 2022
Instrument	20220063818

Lender

Name	JNCOB A ADAMS
Type	Private Party
Address	FORT COLLINS, CO 80521

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056

Mortgage

Document Number	0000063819
Date	Oct 26, 2022
Instrument	20220063819

Lender

Name	WAG INVESTMENTS LLC
Type	Non-Lending Institution
Address	FORT COLLINS, CO 80521

Agreement

Amount	Amount Recorded
Term	50 Months
Due	Dec 7, 2026

Interest

Rate Type	Fixed Rate
Rate	10%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 8, 2021
Property Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Document Number	0000111515
Instrument Date	Dec 7, 2021
Instrument	20210111515
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Investor	Possibly a Property Investor

Mortgage

Document Number	0000111516
Date	Dec 8, 2021
Instrument	20210111516

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020207
Date	Apr 6, 2018
Instrument	20180020207

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	527 E PROSPECT RD, FORT COLLINS, CO 80525-1056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001334
Date	Jan 8, 2020
Instrument	20200001334

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (+25.74%)	$19,226 (-5.64%) Land $938 Building $18,288	$307,600 (+1.15%) Land $15,000 Building $292,600
2023	$1,523.00 (+41.28%)	$20,375 (+78.32%) Land $1,005 Building $19,370	$304,100 (+84.98%) Land $15,000 Building $289,100
2022	$1,078.00	$11,426 Land $1,043 Building $10,383	$164,400 Land $15,000 Building $149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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