601 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 601 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,014 sqft · built 1983
Lot Size0.502 acres (21,868 sqft)
Owner2 Trust Names on File
Last Sale$450,000 (Aug 2021)
Tax Bill$5,075 (2025)
Deeds & MortgagesAug 2022 Transfer
Aug 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN29-09S-06W-7312-000K-0010

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7312-000K-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,014 sqft Heated Area
Gross Area1,570 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1997
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,868 sqft
Lot Width106 ft Width
PorchOpen Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address601 E GULF BEACH DR
CityEASTPOINT
StateFL
Zip32328-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL K LOT 1 OR 178/136 389/312 1007/398 1311/643 1345/3
Legal Range06W
Legal Township09S
Legal Section29
Legal SubdivisionST GEORGE ISLAND GULF BCHS UN
Legal BlockK
Legal Lot Number1
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1080
Census Tract970304

Owner

601 E Gulf Beach Dr is held in a trust since August 2022.

Source: Franklin County records, as of January 5, 2026

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address170 COUNTY ROAD 466, FORT PAYNE, AL 35967-5986
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Intrafamily Transfer, Transfer
ATTORNEY
Aug 24, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 12, 2021Deed of Trust, Mortgage · Line of Credit
COGENT BANK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 24, 2021 · Amount on File
Deed SaleAug 24, 2021 · Amount on File
Prior SaleAug 24, 2021 · Amount on File
Deed Document Number0019005370
Deed Book / Page1311 / 643
Last Transfer DateAug 29, 2022
Transfer Doc0019005050
Record UpdatedJun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateAug 29, 2022
Property Address601 E GULF BEACH DR, EASTPOINT, FL 32328-2905
Document Number0019005050
Book / Page1345 / 3
Map ReferenceMB 2 PG 15
Instrument DateAug 18, 2022
Instrument202219005050
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address170 COUNTY ROAD 466, 170, FORT PAYNE, AL 35967-5986

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address170 COUNTY ROAD 466, FORT PAYNE, AL 35967-5986

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateAug 24, 2021
Property Address601 E GULF BEACH DR, EASTPOINT, FL 32328-2905
Document Number0019005370
Book / Page1311 / 643
Map ReferenceMB 2 PG 15
Instrument DateAug 20, 2021
Instrument202119005370
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 S MOORE RD, 415, RISING FAWN, GA 30738-4068

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 COUNTY ROAD 466, FORT PAYNE, AL 35967-5986

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address601 E GULF BEACH DR, EASTPOINT, FL 32328-2905
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5905 ROSEMARY LN, CEDAR BLUFF, AL 35959-5125

Mortgage

Document Number0019000808
DateFeb 12, 2021
Book Page1290/1
Instrument202119000808
Lender
NameCOGENT BANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueFeb 1, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 601 E Gulf Beach Dr was $5,075, down 8.6% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,075.00 (-8.61%)$537,941 (-7.79%) Land $240,000 Building $297,941$537,941 (-7.79%) Land $240,000 Building $297,941
2024$5,553.00 (+5.75%)$583,390 (+10.25%) Land $250,000 Building $333,390$583,390 (+10.25%) Land $250,000 Building $333,390
2023$5,251.00 (+25.8%)$529,131 (+29.76%) Land $250,000 Building $279,131$529,131 (+29.76%) Land $250,000 Building $279,131
2022$4,174.00$407,765 Land $145,000 Building $262,765$407,765 Land $145,000 Building $262,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 E Gulf Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 E Gulf Beach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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