609 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 609 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1988
Lot Size	0.344 acres (15,006 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (May 2021)
Tax Bill	$6,222 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7312-000K-0020`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7312-000K-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Heated Area
Gross Area	2,260 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,006 sqft
Lot Width	100 ft Width
Porch	Enclosed Porch
Porch Area	464 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	609 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL K LOT 2 OR 122/304-307 OR 119/94 OR 145/502 OR 184/376 OR 196/431 OR 297/24 OR 430/253 1300/65
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	ST GEORGE ISLAND GULF BCHS UN
Legal Block	K
Legal Lot Number	2
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1080
Census Tract	970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	55 LEE ST, SALEM, AL 36874
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Deed Document Number	202119002892
Deed Book / Page	1300 / 65
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 10, 2021
Property Address	609 E GULF BEACH DR, EASTPOINT, FL 32328
Document Number	0019002892
Book / Page	1300 / 65
Map Reference	MB 2 PG 15
Instrument Date	Apr 23, 2021
Instrument	202119002892
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5580 THOMPSON RD, 5580, HAHIRA, GA 31632-4428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 LEE ROAD, SALEM, AL 36874
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000067
Date	May 10, 2021
Instrument	1300/67

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,222.00 (+2.64%)	$672,002 (-2.87%) Land $240,000 Building $432,002	$672,002 (-2.87%) Land $240,000 Building $432,002
2024	$6,062.00 (+6.5%)	$691,860 (+11.79%) Land $250,000 Building $441,860	$691,860 (+11.79%) Land $250,000 Building $441,860
2023	$5,692.00 (+13.73%)	$618,869 (+26.08%) Land $250,000 Building $368,869	$618,869 (+26.08%) Land $250,000 Building $368,869
2022	$5,005.00	$490,842 Land $145,000 Building $345,842	$490,842 Land $145,000 Building $345,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50