549 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 549 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1977
Lot Size	0.402 acres (17,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2011)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone VE (high risk)
APN	`29-09S-06W-7310-021E-0070`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7310-021E-0070`
Alternative APN	`06W09S297310021E0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,498 sqft (0.402 acres)
View / Lot	Road
Porch	Unfinished Open Porch
Porch Area	1,428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	549 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 BL 21 E LOT 7 OR/143/359 170/338 600/47 864/62 904/260 976/421 982/65 1052/25
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	7310
Legal Block	21
Legal Lot Number	7
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1083
Census Tract	970304

Owner

Source: Franklin County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 E GULF BEACH DR, EASTPOINT, FL 32328-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2011 · Amount on Record
Deed Sale	Dec 30, 2011 · Amount on Record
Prior Sale	Feb 10, 2009 · Amount on Record
Deed Document Number	201117093
Deed Book / Page	1052 / 25
Prior Transfer Date	Jan 20, 2006
Prior Transfer Doc	0000004114
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	549 E GULF BEACH DR, EASTPOINT, FL 32328-2903
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019005180
Date	Aug 17, 2021
Book Page	1311/1
Instrument	202119005180

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,756.00 (+2.21%) Homeowner's exemption	$218,497 (+2.9%)	$579,128 (-7.33%) Land $240,000 Building $339,128
2024	$1,718.00 (-0.29%) Homeowner's exemption	$212,339 (+3%)	$624,925 (+10.24%) Land $250,000 Building $374,925
2023	$1,723.00 (+0.82%) Homeowner's exemption	$206,154 (+3%)	$566,862 (+27.78%) Land $250,000 Building $316,862
2022	$1,709.00 Homeowner's exemption	$200,150	$443,638 Land $145,000 Building $298,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50