600 Robert St, Coldwater, OH 45828 Property Records

Mercer County property record for 600 Robert St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,301 sqft · built 2012
Lot Size	0.446 acres (19,460 sqft)
Owner	Individual Name on Record
Last Sale	$639,333 (Oct 2023)
Tax Bill	$5,364 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2021 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`05-012551.0115`

Property Details

APN / Parcel Number

Primary APN	`05-012551.0115`
Alternative APN	`08-28-251-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,301 sqft Living Area
Basement Area	1,542 sqft
Unfinished Basement	1,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	19,460 sqft (0.446 acres)
Lot Dimensions	140 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	1,054 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	600 ROBERT ST
City	COLDWATER
State	OH
Zip	45828-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WENNING ACRES FOURTH ADDITION LOT#: 1654
Legal Subdivision	WENNING ACRES FOURTH ACRES
Legal Lot Number	1654
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3001
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO
Nov 21, 2023	Deed of Trust, Mortgage THE PEOPLES BANK CO
Jul 23, 2013	Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK
May 31, 2012	Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK
Dec 21, 2012	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Oct 21, 2016	Deed of Trust, Mortgage · Closed-End Mortgage MERCER SAVINGS BANK
Oct 21, 2016	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Dec 11, 2024	Transfer on Death Deed, Transfer
Oct 24, 2023	Survivorship Deed, Transfer
Jul 8, 2020	Intrafamily Transfer, Transfer
May 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DYNAMIC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Document Number	20234184
Last Transfer Date	Dec 11, 2024
Transfer Doc	0000004674
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004747
Date	Aug 6, 2020
Instrument	202000004747

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	45825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 ROBERT ST, COLDWATER, OH 45828-1174

Mortgage

Document Number	202100007291
Date	Dec 2, 2021
Instrument	202100007291

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	EAST LANSING, MI 48825

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2031

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8046 HORATIO NEW HARRISON RD, GREENVILLE, OH 45331-9228
Investor	Possibly a Property Investor

Mortgage

Document Number	202300004620
Date	Nov 21, 2023
Instrument	202300004620

Lender

Name	THE PEOPLES BANK CO
Type	Bank
Address	COLDWATER, OH 45828

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2053

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201300004414
Date	Jul 23, 2013
Instrument	201300004414

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2033

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201200003058
Date	May 31, 2012
Instrument	201200003058

Lender

Name	MERCER SAVINGS BANK
Address	CELINA, OH 45822

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201200007946
Date	Dec 21, 2012
Instrument	201200007946

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201600005135
Date	Oct 21, 2016
Instrument	201600005135

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2031

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201600005136
Date	Oct 21, 2016
Instrument	201600005136

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 24, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Dec 11, 2024
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Document Number	202400004674
Map Reference	DOC 200900007643
Instrument Date	Dec 9, 2024
Instrument	202400004674
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 ROBERT ST, COLDWATER, OH 45828-1174

October 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Oct 24, 2023
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Document Number	202300004184
Map Reference	DOC 200900007642
Instrument Date	Oct 24, 2023
Instrument	202300004184
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	600 ROBERT ST, COLDWATER, OH 45828-1174

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Jul 8, 2020
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Document Number	202000003931
Map Reference	DOC 200900007642
Instrument Date	Jul 6, 2020
Instrument	202000003931
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 ROBERT ST, COLDWATER, OH 45828-1174

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	May 28, 2020
Property Address	600 ROBERT ST, COLDWATER, OH 45828-1174
Document Number	202000002891
Map Reference	DOC 200900007642
Instrument Date	May 22, 2020
Instrument	202000002891
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 ROBERT ST, COLDWATER, OH 45828-1174

Mortgage

Document Number	202000002892
Date	May 28, 2020
Instrument	202000002892

Lender

Name	DYNAMIC FCU
Type	Credit Union
Address	CELINA, OH 45822

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,364.00	$157,300 (-) Land $25,940 Building $131,360
2024	$5,364.00 (+1.82%)	$157,300 (-) Land $25,940 Building $131,360
2023	$5,268.00 (+20.44%)	$157,300 (+35.37%) Land $25,940 Building $131,360	$449,400 (+35.36%) Land $74,100 Building $375,300
2022	$4,374.00	$116,200 Land $18,690 Building $97,510
2020			$332,000 Land $53,400 Building $278,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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