Mercer County property record for 430 Robert St, Coldwater, OH 45828
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.437 acres (19,035 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,900 (Feb 2025) |
| Tax Bill | $601 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-012551.0141 |
| Primary APN | 05-012551.0141 |
|---|---|
| Alternative APN |
|
| Lot Area | 19,035 sqft (0.437 acres) |
|---|---|
| Lot Dimensions | 141 ft deep x 135 ft wide |
| Street Address | 430 ROBERT ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1189 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | WENNING ACRES SIXTH ADDITION LOT#: 1722 |
| Legal Subdivision | WENNING ACRES SIXTH ADDITION |
| Legal Lot Number | 1722 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 967700 |
430 Robert St, residential vacant land, is owned by two individuals who bought it in February 2025.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1085 GARFIELD ST, VAN WERT, OH 45891-2565 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on File |
| Deed Sale | Feb 6, 2025 · Amount on File |
| Deed Document Number | 2025472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 8, 2026 |
| Property Address | 430 ROBERT ST, COLDWATER, OH 45828-1189 |
| Document Number | 0000001491 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20261491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1085 GARFIELD ST, VAN WERT, OH 45891-2565 |
| Document Number | 0000001491, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20261491 |
| Name | PEOPLES BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Apr 1, 2057 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 430 Robert St was $601.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601.00 | $17,640 (-) Land $17,640 | |
| 2024 | $601.00 (+1.86%) | $17,640 (-) Land $17,640 | |
| 2023 | $590.00 (+23.43%) | $17,640 (+38.79%) Land $17,640 | $50,400 Land $50,400 |
| 2022 | $478.00 | $12,710 Land $12,710 | |
| 2020 | $36,300 Land $36,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 430 Robert St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 430 Robert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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