Mercer County property record for 431 Robert St, Coldwater, OH 45828
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 4.5 ba · 4,112 sqft · built 2017 |
| Lot Size | 0.453 acres (19,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,314 (May 2017) |
| Tax Bill | $4,568 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-012551.0148 |
| Primary APN | 05-012551.0148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 4,112 sqft Total Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Triplex |
| Lot Area | 19,740 sqft (0.453 acres) |
| Lot Dimensions | 141 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 431 ROBERT ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1190 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | WENNING ACRES SIXTH ADDITION LOT#: 1729 |
| Legal Subdivision | WENNING ACRES SIXTH ADDITION |
| Legal Lot Number | 1729 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 967700 |
431 Robert St, a triplex, is owned by an individual who bought it in May 2017.
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4356 BUSCHOR RD, COLDWATER, OH 45828-9705 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| May 9, 2017 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2017 · Amount on File |
| Deed Sale | May 9, 2017 · Amount on File |
| Deed Document Number | 20172110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 431 ROBERT ST, COLDWATER, OH 45828-1190 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300001827 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 202300001827 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | May 12, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 9, 2017 |
| Property Address | 431 ROBERT ST, COLDWATER, OH 45828-1190 |
| Document Number | 201700002110 |
| Instrument Date | May 5, 2017 |
| Instrument | 201700002110 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4356 BUSCHOR RD, COLDWATER, OH 45828-9705 |
The 2025 property tax bill for 431 Robert St was $4,568.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,568.00 | $133,950 (-) Land $26,110 Building $107,840 | |
| 2024 | $4,568.00 (+1.83%) | $133,950 (-) Land $26,110 Building $107,840 | |
| 2023 | $4,486.00 (+10.22%) | $133,950 (+23.86%) Land $26,110 Building $107,840 | $382,700 Land $74,600 Building $308,100 |
| 2022 | $4,070.00 | $108,150 Land $13,930 Building $94,220 | |
| 2020 | $309,000 Land $39,800 Building $269,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Robert St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 Robert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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