612 Robert St, Coldwater, OH 45828 Property Records

Mercer County property record for 612 Robert St, Coldwater, OH 45828 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,560 sqft · built 2010
Lot Size	0.786 acres (34,263 sqft)
Owner	Individual Name on File
Last Sale	$67,800 (Jan 2010)
Tax Bill	$9,047 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2020 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`05-012551.0113`

Property Details

APN / Parcel Number

Primary APN	`05-012551.0113`
Alternative APN	`08-28-251-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,560 sqft Living Area
Basement Area	1,632 sqft
Unfinished Basement	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	34,263 sqft (0.786 acres)
Lot Dimensions	141 ft deep x 243 ft wide
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	612 ROBERT ST
City	COLDWATER
State	OH
Zip	45828-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WENNING ACRES FOURTH ADDITION LOT#: 1652
Legal Subdivision	WENNING ACRES FOURTH ACRES
Legal Lot Number	1652
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3001
Census Tract	967700

Owner

Source: Mercer County records · APN 05-012551.0113

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage OSGOOD STATE BANK
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit OSGOOD STATE BANK
Jan 10, 2011	Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK
May 08, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Mar 18, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jan 10, 2011	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Apr 12, 2010	Deed of Trust, Mortgage · Construction Mortgage MINSTER BANK
Jul 09, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2010 · Amount on Record
Deed Sale	Jan 19, 2010 · Amount on Record
Deed Document Number	2010252
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002023
Date	Apr 23, 2020
Instrument	202000002023

Lender

Name	OSGOOD STATE BANK
Type	Bank
Address	OSGOOD, OH 45351

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003732
Date	Jun 30, 2020
Instrument	202000003732

Lender

Name	OSGOOD STATE BANK
Type	Bank
Address	FORT LORAMIE, OH 45845

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 26, 2045

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100000162
Date	Jan 10, 2011
Instrument	201100000162

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2041

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200002607
Date	May 08, 2012
Instrument	201200002607

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2042

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500001168
Date	Mar 18, 2015
Instrument	201500001168

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	NEW BREMEN, OH 45869

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2030

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100000163
Date	Jan 10, 2011
Instrument	201100000163

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000001699
Date	Apr 12, 2010
Instrument	201000001699

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Jul 09, 2025
Property Address	612 ROBERT ST, COLDWATER, OH 45828-1174
Document Number	202500002747
Map Reference	DOC 200900007643
Instrument Date	Jun 19, 2025
Instrument	202500002747
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	612 ROBERT ST, COLDWATER, OH 45828-1174

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,047.00	$265,270 (-) Land $45,330 Building $219,940
2024	$9,047.00 (+1.83%)	$265,270 (-) Land $45,330 Building $219,940
2023	$8,884.00 (+28.34%)	$265,270 (+44.25%) Land $45,330 Building $219,940	$757,900 (+44.25%) Land $129,500 Building $628,400
2022	$6,922.00	$183,890 Land $32,690 Building $151,200
2020			$525,400 Land $93,400 Building $432,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mercer County (39107C), updated May 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391079677003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1980–1989)
Most Recent Claim	May 1989, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Mutual Telephone Company	Fiber	2,000 / 2,000
New Knoxville Telephone Company/GoldStar Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
Wabash Mutual Telephone Company	Fixed Wireless (unlicensed)	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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