60 Johnson Rd, Otsego, MI 49078 Property Records

Allegan County property record for 60 Johnson Rd, Otsego, MI 49078

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 2,156 sqft · built 1999
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-032-032-10`

Property Details

APN / Parcel Number

Primary APN	`17-032-032-10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	163 ft deep x 667 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	60 JOHNSON RD
City	OTSEGO
State	MI
Zip	49078-9688
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-2
Legal Description	S 1/2 N 1/2 W 1/2 W 1/2 E 1/2 E 1/2 SE 1/4 EX W 8' OF N 165' THEREOF SEC 32 T1N R12W (96)
Legal Range	12W
Legal Township	01N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3030
Census Tract	31800

Owner

Source: Allegan County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	60 JOHNSON RD, OTSEGO, MI 49078-9688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 28, 2018	Intrafamily Transfer, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018
Deed Sale	Nov 28, 2018
Prior Sale	Jan 28, 2009 · Amount on Record
Deed Book / Page	4303 / 671
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	004303/671
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	60 JOHNSON RD, OTSEGO, MI 49078-9688
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004878/603
Date	Aug 15, 2023
Book Page	4878/603
Instrument	2023011665

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jan 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	60 JOHNSON RD, OTSEGO, MI 49078-9688
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004730/777
Date	Feb 16, 2022
Book Page	4730/777
Instrument	2022003336

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Nov 28, 2018
Property Address	60 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	004303/671
Book / Page	4303 / 671
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 JOHNSON RD, 60, OTSEGO, MI 49078-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 JOHNSON RD, OTSEGO, MI 49078-9688

Mortgage

Document Number	0004303674
Date	Nov 28, 2018
Instrument	4303/674

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,500 (-0.41%) Land $13,000 Building $35,500	$97,000 (-0.41%) Land $26,000 Building $71,000
2025	$1,238.00 (+2.48%) Homeowner's exemption	$48,700 (+24.23%) Land $13,000 Building $35,700	$97,400 (+24.23%) Land $26,000 Building $71,400
2024	$1,208.00 (+18.08%)
2023		$39,200 Land $12,200 Building $27,000	$78,400 Land $24,400 Building $54,000
2022	$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Mercury Fiber Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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