37 Johnson Rd, Otsego, MI 49078 Property Records

Allegan County property record for 37 Johnson Rd, Otsego, MI 49078 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,176 sqft · built 2001
Lot Size	2.51 acres (109,336 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Feb 2022)
Tax Bill	$8,276 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`17-032-032-40`

Property Details

APN / Parcel Number

Primary APN	`17-032-032-40`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	109,336 sqft (2.51 acres)
Lot Dimensions	163 ft deep x 667 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	37 JOHNSON RD
City	OTSEGO
State	MI
Zip	49078-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 326.58' W & 1345.61' S OF E 1/4 PST TH S 667.8' TH W 163.08' TH N 667.80' TH E 163.14' TO POB SEC 32 T1N, R12W. TAX MAP:
Legal Range	12W
Legal Township	01N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3030
Census Tract	31800

Owner

Source: Allegan County records · APN 17-032-032-40

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1172 HALLEY RD, ALPENA, MI 49707-8109
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
May 12, 2022	Warranty Deed, Transfer
Feb 07, 2022	Warranty Deed, Transfer · Line of Credit NORTHLAND AREA FCU
Jan 14, 2022	Warranty Deed, Transfer
Apr 06, 2017	Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB
Mar 02, 2020	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Dec 10, 2019	Intrafamily Transfer, Transfer
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 2022 · Amount on Record
Deed Sale	Feb 07, 2022 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	20222728
Deed Book / Page	4727 / 989
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	4410/779
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jul 21, 2026
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	0000012145
Book / Page	5157 / 864
Instrument Date	Jun 30, 2026
Instrument	202612145
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1172 HALLEY RD, ALPENA, MI 49707-8109

Mortgage

Document Number	0000012145,
Date	Jul 21, 2026
Book Page	5157/864
Instrument	202612145

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2031

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jul 21, 2026
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	0000012147
Book / Page	5157 / 894
Instrument Date	Jun 30, 2026
Instrument	202612147
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1172 HALLEY RD, ALPENA, MI 49707-8109

Mortgage

Document Number	0000012147,
Date	Jul 21, 2026
Book Page	5157/894
Instrument	202612147

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 12, 2022
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	004759/856
Book / Page	4759 / 856
Instrument Date	Mar 31, 2022
Instrument	2022009923
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 LAKEVIEW DR, 1514, ALPENA, MI 49707-4231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 LAKEVIEW DR, ALPENA, MI 49707-4231

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 07, 2022
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	004727/989
Book / Page	4727 / 989
Instrument Date	Jan 16, 2022
Instrument	2022002728
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1380 E JEFFERSON AVE, 1380, DETROIT, MI 48207-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 LAKEVIEW DR, ALPENA, MI 49707-4231

Mortgage

Document Number	004732/477
Date	Feb 22, 2022
Book Page	4732/477
Instrument	2022003722

Lender

Name	NORTHLAND AREA FCU
Type	Credit Union
Address	ALPENA, MI 49707

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 14, 2022
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	004720/130
Book / Page	4720 / 130
Instrument Date	Dec 29, 2021
Instrument	2022001162
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 JOHNSON RD, 37, OTSEGO, MI 49078-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 E JEFFERSON AVE, DETROIT, MI 48207-3104

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4128/256
Date	Apr 06, 2017
Book Page	4128/256

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Transaction Type	Mortgage
Record Updated	Mar 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4436/27
Date	Mar 02, 2020
Book Page	4436/27

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 10, 2019
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	4410/779
Book / Page	4410 / 779
Instrument Date	Dec 10, 2019
Transaction Type	Transfer
Record Updated	Aug 03, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 JOHNSON RD, OTSEGO, MI 49078-9688

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Transaction Type	Mortgage
Record Updated	Apr 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4329/356
Date	Mar 25, 2019
Book Page	4329/356

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2034

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 24, 2017
Property Address	37 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	4124/210
Book / Page	4124 / 210
Instrument Date	Mar 09, 2017
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 JOHNSON RD, 37, OTSEGO, MI 49078-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 JOHNSON RD, OTSEGO, MI 49078-9688

Mortgage

Document Number	4124213
Date	Mar 24, 2017
Instrument	4124/213

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,900 (+1.19%) Land $13,000 Building $182,900	$391,800 (+1.19%) Land $26,000 Building $365,800
2025	$8,276.00 (+2.77%)	$193,600 (+32.24%) Land $13,000 Building $180,600	$387,200 (+32.24%) Land $26,000 Building $361,200
2024	$8,053.00 (+51.63%)
2023		$146,400 Land $12,300 Building $134,100	$292,800 Land $24,600 Building $268,200
2022	$5,311.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050318003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fiber	5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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