36 Johnson Rd, Otsego, MI 49078 Property Records

Allegan County property record for 36 Johnson Rd, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,526 sqft · built 2007
Lot Size	2.54 acres (110,904 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,638 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-032-032-31`

Property Details

APN / Parcel Number

Primary APN	`17-032-032-31`
Alternative APN	`03-17-032-032-31`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	2,526 sqft
Basement Area	2,526 sqft
Unfinished Basement	2,526 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	110,904 sqft (2.54 acres)
Lot Dimensions	166 ft deep x 667 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 JOHNSON RD
City	OTSEGO
State	MI
Zip	49078-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT E /14 PST TH W 489.84' TH S 1342.91' TO POB TH S 667.80' TH W 163.09' TH N 667.80' TH E 163.16' TO POB SEC T1N R12W (07).
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3030
Census Tract	31800

Owner

36 Johnson Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 JOHNSON RD, OTSEGO, MI 49078-9688
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
Jun 11, 2020	Intrafamily Transfer, Transfer
Jan 14, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 15, 2020
Transfer Doc	4472/51
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	36 JOHNSON RD, OTSEGO, MI 49078-9688
Transaction Type	Mortgage
Record Updated	May 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4461/253
Date	May 12, 2020
Book Page	4461/253

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 11, 2020
Property Address	36 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	4472/51
Book / Page	4472 / 51
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 JOHNSON RD, OTSEGO, MI 49078-9688

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	36 JOHNSON RD, OTSEGO, MI 49078-9688
Transaction Type	Mortgage
Record Updated	Jan 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4315/165
Date	Jan 14, 2019
Book Page	4315/165

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	NEW VINEYARD, ME 04956

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 36 Johnson Rd was $3,638 with a homeowner's exemption, up 2.6% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,700 (-0.09%) Land $13,200 Building $219,500	$465,400 (-0.09%) Land $26,400 Building $439,000
2025	$3,638.00 (+2.59%) Homeowner's exemption	$232,900 Land $13,200 Building $219,700	$465,800 Land $26,400 Building $439,400
2024	$3,546.00
2023		$171,600 Land $12,300 Building $159,300	$343,200 Land $24,600 Building $318,600
2022	$2,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Johnson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Johnson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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