10 Johnson Rd, Otsego, MI 49078 Property Records

Allegan County property record for 10 Johnson Rd, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,664 sqft · built 1998
Lot Size	2.59 acres (113,082 sqft)
Owner	2 Individual Names on File
Last Sale	$311,900 (Jul 2023)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-032-032-30`

Property Details

APN / Parcel Number

Primary APN	`17-032-032-30`
Alternative APN	`03-17-032-032-30`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	113,082 sqft (2.59 acres)
Lot Dimensions	237 ft deep x 477 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 JOHNSON RD
City	OTSEGO
State	MI
Zip	49078-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT E 1/4 PST TH W 489.84' TH S 2010.71' TO POB TH S 668' TH W 163.02' TH N 668' TH E 163.09' TO POB SEC 32 T1N R12W TAX MAP: 2.6 AC (07).
Legal Range	12W
Legal Township	01N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3030
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 JOHNSON RD, OTSEGO, MI 49078-9688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 7, 2017	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	20239856
Deed Book / Page	4869 / 846
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 10, 2023
Property Address	10 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	004869/846
Book / Page	4869 / 846
Instrument Date	Jun 28, 2023
Instrument	2023009856
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 JOHNSON ST NW, GRAND RAPIDS, MI 49534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 N ANDERSON ST, PLAINWELL, MI 49080-1347

Mortgage

Document Number	2023009857
Date	Jul 10, 2023
Instrument	2023009857

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 11, 2020
Property Address	10 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	0004550/88
Book / Page	4550 / 88
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,390.80
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 JOHNSON RD, OTSEGO, MI 49078-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 CANNONBALL LN, WAYLAND, MI 49348-9468

Mortgage

Document Number	0000455092
Date	Dec 11, 2020
Instrument	4550/92

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 7, 2017
Property Address	10 JOHNSON RD, OTSEGO, MI 49078-9688
Document Number	4128/583
Book / Page	4128 / 583
Instrument Date	Apr 3, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6944 COUNTRYVIEW DR, 6944, KALAMAZOO, MI 49009-8897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 JOHNSON RD, OTSEGO, MI 49078-9688

Mortgage

Document Number	4128586
Date	Apr 7, 2017
Instrument	4128/586

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,000 (+29.05%) Land $13,900 Building $173,100	$374,000 (+29.05%) Land $27,800 Building $346,200
2025	$5,714.00 (+37.99%)
2023		$144,900 (+9.77%) Land $12,600 Building $132,300	$289,800 (+9.77%) Land $25,200 Building $264,600
2022	$4,141.00 Homeowner's exemption	$132,000 Land $12,700 Building $119,300	$264,000 Land $25,400 Building $238,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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