60 E Cedar St, Fernley, NV 89408 Property Records

Lyon County property record for 60 E Cedar St, Fernley, NV 89408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,250 sqft · built 1966
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Nov 2019)
Tax Bill$1,295 (2026)
Deeds & MortgagesJun 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN020-041-29

Property Details

APN / Parcel Number

Primary APN020-041-29
Alternative APN
  • 2004129

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,250 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area9,148 sqft (0.21 acres)

Location & Zoning

Street Address60 E CEDAR ST
CityFERNLEY
StateNV
Zip89408-8504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description14-20-24 FR NE4
Legal SubdivisionLUCKY BEE
Legal BlockA
Legal Lot Number4
JurisdictionLYON NV
Township / Civil DivisionFERNLEY
Census Block Group1
Census Block1000
Census Tract960104

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address60 E CEDAR ST, FERNLEY, NV 89408-8504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Nov 18, 2019Bargain and Sale Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Deed Document Number2019606359
Last Transfer DateJun 3, 2021
Transfer Doc0000638674
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYON NV
Recording DateJun 7, 2021
Property Address60 E CEDAR ST, FERNLEY, NV 89408-8504
Document Number0000638674
Map ReferenceDOC 87896
Instrument DateJun 3, 2021
Instrument638674
Transaction TypeTransfer
Record UpdatedJul 16, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address170 E CEDAR ST, FERNLEY, NV 89408-8508

Mortgage

Document Number0000638721
DateJun 7, 2021
Instrument638721
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionLYON NV
Recording DateNov 18, 2019
Property Address60 E CEDAR ST, FERNLEY, NV 89408-8504
Document Number0000606359
Map ReferenceDOC 87896
Instrument DateOct 8, 2019
Instrument606359
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyWESTERN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$682.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1606 MEADOWS AVE, 1606, FERNLEY, NV 89408-8312

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 E CEDAR ST, FERNLEY, NV 89408-8504

Mortgage

Document Number0000606360
DateNov 18, 2019
Instrument606360
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Mortgage

Document Number0000606361
DateNov 18, 2019
Instrument606361
Lender
NameNEVADA RURAL HOUSING AUTHORITY
TypeGovernment Agency
AddressCARSON CITY, NV 89701
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateNevada
CountyLyon County
MunicipalityFernley City
Unified School DistrictLyon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,295.00 (-17.09%)$73,999 (+13.26%) Land $57,750 Building $16,249$211,427 (+13.26%) Land $165,000 Building $46,427
2023$1,562.00 (+3.79%)$65,336 (+2.01%) Land $50,750 Building $14,586$186,673 (+2.01%) Land $145,000 Building $41,673
2022$1,505.00$64,050 Land $50,750 Building $13,300$182,999 Land $145,000 Building $37,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNLEY PUBLIC WORKS
serves 23,064 people · EPA ID NV0000062
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
200 / 30
Choice Broadband
Fixed Wireless
100 / 25

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