Lyon County property record for 65 E Cedar St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1965 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2023) |
| Tax Bill | $1,171 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-061-04 |
| Primary APN | 020-061-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 300 sqft |
| Street Address | 65 E CEDAR ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 14-20-24 FR NE4 |
| Legal Subdivision | LUCKY BEE |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 24, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Mar 16, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 20, 2022 | Bargain and Sale Deed, Transfer TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| May 29, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2023 · Amount on Record |
| Deed Document Number | 2023669047 |
| Prior Transfer Date | Jul 30, 2009 |
| Prior Transfer Doc | 0000446221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Apr 24, 2023 |
| Property Address | 65 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000669047 |
| Map Reference | DOC 87896 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 669047 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | TICOR TITLE FERNLEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 65 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000669048 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 669048 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Number | 0000669049 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 669049 |
| Name | NEVADA HOUSING DIVISION |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Mar 16, 2023 |
| Property Address | 65 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000667754 |
| Map Reference | DOC 87896 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 667754 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $647.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3827 S CARSON ST, CARSON CITY, NV 89701-5538 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Oct 20, 2022 |
| Property Address | 65 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000663437 |
| Map Reference | DOC 87896 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 663437 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $643.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3827 S CARSON ST # 165, 165, CARSON CITY, NV 89701-5538 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | May 29, 2019 |
| Property Address | 65 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000596606 |
| Map Reference | MAP 94033 |
| Instrument Date | May 7, 2019 |
| Instrument | 596606 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 MILITARY PL APT 303, 2000, ODENTON, MD 21113-4608 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 65 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000596607 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 596607 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,171.00 (+2.72%) | $70,456 (+21.42%) Land $52,500 Building $17,956 | $201,304 (+21.42%) Land $150,000 Building $51,304 |
| 2023 | $1,140.00 (+6.15%) | $58,028 (+2.05%) Land $45,500 Building $12,528 | $165,793 (+2.05%) Land $130,000 Building $35,793 |
| 2022 | $1,074.00 | $56,864 Land $45,500 Building $11,364 | $162,468 Land $130,000 Building $32,468 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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