Lyon County property record for 35 E Cedar St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1965 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Feb 2024) |
| Tax Bill | $899 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Aug 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-061-02 |
| Primary APN | 020-061-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 35 E CEDAR ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 14-20-24 FR NE4 |
| Legal Subdivision | LUCKY BEE |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 26, 2024 | Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 2, 2023 | Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jun 20, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 18, 2017 | Grant Deed, Transfer · Conventional with PMI MICHAEL L & CYNTHIA L CAPURRO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Aug 2, 2023 · Amount on Record |
| Deed Document Number | 2024678972 |
| Prior Transfer Date | Jun 23, 2006 |
| Prior Transfer Doc | 0000385408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 26, 2024 |
| Property Address | 35 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000678972 |
| Map Reference | DOC 87896 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 678972 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1955 GREENFIELD DR, RENO, NV 89509-8200 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000678973 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 678973 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Aug 2, 2023 |
| Property Address | 35 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000672457 |
| Map Reference | DOC 87896 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 672457 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $780.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1955 GREENFIELD DR, RENO, NV 89509-8200 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 35 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | TICOR TITLE FERNLEY |
| Name | Verified Name |
|---|
| Document Number | 0000636297 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 636297 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Jun 20, 2018 |
| Property Address | 35 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000582407 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 582407 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1741 OLIVE BRANCH CT FERNLEY NV 894089716, FERNLEY, NV 89408-9716 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Oct 18, 2017 |
| Property Address | 35 E CEDAR ST, FERNLEY, NV 89408-8504 |
| Document Number | 0000571529 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 571529 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | WESTERN TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $623.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1741 OLIVE BRANCH CT FERNLEY NV 894089716, FERNLEY, NV 89408-9716 |
| Document Number | 571530 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 571530 |
| Name | MICHAEL L & CYNTHIA L CAPURRO |
|---|---|
| Address | 3200 SUTCLIFFE STAR RTE, RENO, NV 89510-8912 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899.00 (-20.58%) | $67,668 (+14.38%) Land $52,500 Building $15,168 | $193,338 (+14.38%) Land $150,000 Building $43,338 |
| 2023 | $1,132.00 (+6.29%) | $59,162 (+2.25%) Land $45,500 Building $13,662 | $169,035 (+2.25%) Land $130,000 Building $39,035 |
| 2022 | $1,065.00 | $57,862 Land $45,500 Building $12,362 | $165,321 Land $130,000 Building $35,321 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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